13408 E Copper River Ln, Spokane, WA 99206 Property Records

Spokane County property record for 13408 E Copper River Ln, Spokane, WA 99206

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,730 sqft · built 2013
Lot Size	0.23 acres (10,000 sqft)
Owner	Individual Name on Record
Last Sale	$730,000 (Feb 2026)
Tax Bill	$7,410 (2026)
Deeds & Mortgages	Dec 2021 Mortgage Feb 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`45344.0804`

Property Details

APN / Parcel Number

Primary APN	`45344.0804`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,730 sqft Living Area
Gross Area	5,287 sqft
1st Floor Area	1,252 sqft
2nd Floor Area	1,678 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2021
Architectural Style	Conventional
Exterior Material	Wood Frame
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,000 sqft (0.23 acres)
Garage Type	Attached
Garage Area	1,108 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	72 sqft
Deck Area	257 sqft
Patio Area	72 sqft
Canopy	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	13408 E COPPER RIVER LN
City	SPOKANE
State	WA
Zip	99206-7068
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	ELK RIDGE HEIGHTS PUD (AFN 5523688) LT 4 BLK 4
Legal Range	44E
Legal Township	25N
Legal Section	34
Legal Subdivision	ELK RIDGE HEIGHTS
Legal Block	4
Legal Lot Number	4
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	4
Census Block	4017
Census Tract	12402

Owner

Source: Spokane County records, as of October 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	13408 E COPPER RIVER LN, SPOKANE, WA 99206-7068
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2021	Deed of Trust, Mortgage NUMERICA CU
Feb 27, 2026	Warranty Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Aug 25, 2020	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC
May 10, 2017	Warranty Deed, Transfer · Conventional Mortgage WMS SERIES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 27, 2026 · Amount on Record
Deed Sale	Feb 27, 2026 · Amount on Record
Prior Sale	Aug 25, 2020 · Amount on Record
Deed Document Number	20267472869
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	13408 E COPPER RIVER LN, SPOKANE, WA 99206-7068
Transaction Type	Mortgage
Record Updated	Mar 10, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0007157560
Date	Dec 6, 2021
Instrument	7157560

Lender

Name	NUMERICA CU
Type	Credit Union
Address	VERADALE, WA 99037

Agreement

Amount	Amount Recorded
Term	300 Months
Due	Dec 25, 2046

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Feb 27, 2026
Property Address	13408 E COPPER RIVER LN, SPOKANE, WA 99206-7068
Document Number	0007472869
Map Reference	VOL 33 PG 96-103
Instrument Date	Feb 19, 2026
Instrument	7472869
Transaction Type	Transfer
Record Updated	Mar 10, 2026
Title Company	NEXTITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$12,054.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13408 E COPPER RIVER LN, SPOKANE, WA 99206-7068

Mortgage

Document Number	0007472870
Date	Feb 27, 2026
Instrument	7472870

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Aug 25, 2020
Property Address	13408 E COPPER RIVER LN, SPOKANE, WA 99206-7068
Document Number	0006959782
Map Reference	VOL 33 PG 96-103
Instrument Date	Aug 21, 2020
Instrument	6959782
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	VISTA TITLE AND ESCROW LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,895.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13408 E COPPER RIVER LN, SPOKANE, WA 99206-7068
Investor	Possibly a Property Investor

Mortgage

Document Number	0006959783
Date	Aug 25, 2020
Instrument	6959783

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	May 10, 2017
Property Address	13408 E COPPER RIVER LN, SPOKANE, WA 99206-7068
Document Number	0006602019
Instrument Date	May 9, 2017
Instrument	6602019
Transaction Type	Transfer
Record Updated	May 23, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,659.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	13408 E COPPER RIVER LN SPOKANE VALLEY WA 992067068, SPOKANE VALLEY, WA 99206-7068

Mortgage

Document Number	6602020
Date	May 10, 2017
Instrument	6602020

Lender

Name	WMS SERIES
Address	SEATTLE, WA 98101

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 9, 2047

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	Central Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,410.00 (+5.96%)	$744,000 (+7.02%) Land $125,000 Building $619,000	$744,000 (+7.02%) Land $125,000 Building $619,000
2025	$6,993.00 (+0.89%)	$695,200 (-4.65%) Land $125,000 Building $570,200	$695,200 (-4.65%) Land $125,000 Building $570,200
2024		$729,100 (+39.41%) Land $89,500 Building $639,600	$729,100 (+39.41%) Land $89,500 Building $639,600
2023	$6,931.00 (+12.63%)	$523,000 Land $74,400 Building $448,600	$523,000 Land $74,400 Building $448,600
2022	$6,154.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 66% of Washington
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPO CO WATER DIST 3 SYS 1 serves 19,035 people · EPA ID WA5393351
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Wind Wireless Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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