St. Louis County property record for 1332 N Central Ave, Duluth, MN 55807
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,462 sqft · built 1922 |
| Lot Size | 0.086 acres (3,750 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,376 (2026) |
| Deeds & Mortgages | Jul 2026 Transfer May 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-4520-02460 |
| Primary APN | 010-4520-02460 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,462 sqft Gross Area |
| 1st Floor Area | 878 sqft |
| Year Built | Built 1922 |
|---|---|
| Effective Year Built | Effective 1975 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Lot Area | 3,750 sqft (0.086 acres) |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Slab |
| Porch Area | 130 sqft |
| Storage Building | 70 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Account Number | 558048 |
|---|---|
| Street Address | 1332 N CENTRAL AVE |
| City | DULUTH |
| State | MN |
| Zip | 55807-1314 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NLY 30 FT OF LOTS 1 THRU 5 SERIAL # |
| Legal Subdivision | WEST DULUTH SIXTH DIVISION |
| Legal Block | 19 |
| Legal Lot Number | 1-5 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 4 |
| Census Block | 4014 |
| Census Tract | 15800 |
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1332 N CENTRAL AVE, DULUTH, MN 55807-1314 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 22, 2026 | Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT |
| May 31, 2017 | Deed of Trust, Mortgage · Conventional Mortgage MEMBERS COOPERATIVE CU |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Nov 21, 2018 |
| Transfer Doc | 0001005353 |
| Record Updated | Sep 20, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jul 22, 2026 |
| Property Address | 1332 N CENTRAL AVE, DULUTH, MN 55807-1314 |
| Document Number | 0001103859 |
| Instrument Date | Jun 24, 2026 |
| Instrument | 20261103859 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1332 N CENTRAL AVE, DULUTH, MN 55807-1314 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 1332 N CENTRAL AVE, DULUTH, MN 55807-1314 |
| Document Number | 000T985919 |
| Instrument Date | May 31, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 27, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1332 N CENTRAL AVE DULUTH MN 558071314, DULUTH, MN 55807-1314 |
| Document Number | 000T985919 |
|---|---|
| Date | Jun 13, 2017 |
| Instrument | T985919 |
| Name | MEMBERS COOPERATIVE CU |
|---|---|
| Type | Credit Union |
| Address | CLOQUET, MN 55720 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 12, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5% |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,376.00 (+0.25%) Homeowner's exemption | ||
| 2025 | $2,370.00 (+1.63%) Homeowner's exemption | $213,600 (+8.21%) Land $9,700 Building $203,900 | $213,600 (+8.21%) Land $9,700 Building $203,900 |
| 2024 | $2,332.00 | $197,400 (+12.61%) Land $10,200 Building $187,200 | $197,400 (+12.61%) Land $10,200 Building $187,200 |
| 2022 | $175,300 Land $9,300 Building $166,000 | $175,300 Land $9,300 Building $166,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 92% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Duluth serves 86,859 people · EPA ID MN1690011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| Airfiber Fixed Wireless | 100 / 20 |
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