St. Louis County property record for 1328 N Central Ave, Duluth, MN 55807
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,232 sqft · built 1923 |
| Lot Size | 0.093 acres (4,066 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $269,900 (Aug 2023) |
| Tax Bill | $1,230 (2026) |
| Deeds & Mortgages | Aug 2023 Sale & Mortgage Jun 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-4520-02510 |
| Primary APN | 010-4520-02510 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,232 sqft Gross Area |
| 1st Floor Area | 616 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1923 |
|---|---|
| Effective Year Built | Effective 1975 |
| Exterior Material | Metal |
| Construction Type | Frame |
| Roof Type | Gable |
| Lot Area | 4,066 sqft (0.093 acres) |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Slab |
| Porch Area | 75 sqft |
| Deck Area | 280 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 1152959 |
|---|---|
| Street Address | 1328 N CENTRAL AVE |
| City | DULUTH |
| State | MN |
| Zip | 55807-1314 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SLY 32 1/2 FT OF NLY 62 1/2 FT OF LOTS 1THRU 5 SERIAL # |
| Legal Subdivision | WEST DULUTH SIXTH DIVISION |
| Legal Block | 19 |
| Legal Lot Number | 2-5,1T |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 4 |
| Census Block | 4014 |
| Census Tract | 15800 |
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1328 N CENTRAL AVE, DULUTH, MN 55807-1314 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 14, 2023 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Jun 3, 2022 | Warranty Deed, Transfer RESULTS TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 14, 2023 · Amount on Record |
| Deed Sale | Aug 14, 2023 · Amount on Record |
| Prior Sale | Jun 3, 2022 · Amount on Record |
| Deed Document Number | 20231071152 |
| Prior Transfer Date | Oct 11, 2010 |
| Prior Transfer Doc | 0000891584 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Aug 14, 2023 |
| Property Address | 1328 N CENTRAL AVE, DULUTH, MN 55807-1314 |
| Document Number | 0001071152 |
| Instrument Date | Aug 3, 2023 |
| Instrument | 1071152 |
| Transaction Type | Transfer |
| Record Updated | Sep 1, 2023 |
| Title Company | NOT AVAILABLE, THE TITLE TEAM NORTH SHORE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $890.67 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1328 N CENTRAL AVE, DULUTH, MN 55807-1314 |
| Document Number | 0001071153 |
|---|---|
| Date | Aug 14, 2023 |
| Instrument | 1071153 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jun 3, 2022 |
| Property Address | 1328 N CENTRAL AVE, DULUTH, MN 55807-1314 |
| Document Number | 0001057301 |
| Instrument Date | May 24, 2022 |
| Instrument | 1057301 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2022 |
| Title Company | RESULTS TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $412.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 13 OVERLOOK RD, DELLWOOD, MN 55110-1426 |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,230.00 (-2.07%) Homeowner's exemption | ||
| 2025 | $1,256.00 (+3%) Homeowner's exemption | $259,600 (+8.21%) Land $10,500 Building $249,100 | $259,600 (+8.21%) Land $10,500 Building $249,100 |
| 2024 | $314.00 (-86.34%) | $239,900 (+57.73%) Land $11,100 Building $228,800 | $239,900 (+57.73%) Land $11,100 Building $228,800 |
| 2023 | $2,298.00 | ||
| 2022 | $152,100 (+24.16%) Land $10,200 Building $141,900 | $152,100 (+24.16%) Land $10,200 Building $141,900 | |
| 2021 | $122,500 Land $8,300 Building $114,200 | $122,500 Land $8,300 Building $114,200 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 92% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Duluth serves 86,859 people · EPA ID MN1690011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| Airfiber Fixed Wireless | 100 / 20 |
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