1326 N Central Ave, Duluth, MN 55807 Property Records

St. Louis County property record for 1326 N Central Ave, Duluth, MN 55807

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,248 sqft · built 1923
Lot Size	0.093 acres (4,069 sqft)
Owner	Individual Name on File
Last Sale	$129,900 (Feb 2010)
Tax Bill	$3,176 (2026)
Flood Zone	Zone X (minimal risk)
APN	`010-4520-02560`

Property Details

APN / Parcel Number

Primary APN	`010-4520-02560`
Alternative APN	`895722`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,248 sqft Gross Area
1st Floor Area	624 sqft
Basement Area	312 sqft
Finished Basement	312 sqft

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1975
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	4,069 sqft (0.093 acres)
Garage Area	576 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	77 sqft
Deck Area	144 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	895722
Street Address	1326 N CENTRAL AVE
City	DULUTH
State	MN
Zip	55807-1314
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NLY 32 1/2 FT OF SLY 62 1/2 FT OF LOTS 1THRU 5 SERIAL #
Legal Subdivision	WEST DULUTH SIXTH DIVISION
Legal Block	19
Legal Lot Number	2-5,1T
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	4
Census Block	4014
Census Tract	15800

Owner

1326 N Central Ave is owned and occupied by an individual who bought it in February 2010.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	1326 N CENTRAL AVE, DULUTH, MN 55807-1314
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 8, 2010 · Amount on File
Deed Sale	Feb 8, 2010 · Amount on File
Prior Sale	Jun 17, 2005 · Amount on File
Deed Document Number	2010880793
Prior Transfer Date	May 31, 2005
Prior Transfer Doc	0000799547
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

The 2026 property tax bill for 1326 N Central Ave was $3,176, up 1% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,176.00 (+1.02%)
2025	$3,144.00 (+5.57%)	$246,900 (+8.15%) Land $10,500 Building $236,400	$246,900 (+8.15%) Land $10,500 Building $236,400
2024	$2,978.00	$228,300 Land $11,200 Building $217,100	$228,300 Land $11,200 Building $217,100
2022		$204,800 Land $10,300 Building $194,500	$204,800 Land $10,300 Building $194,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1326 N Central Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1326 N Central Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
Airfiber Fixed Wireless	100 / 20