1327 N Central Ave, Duluth, MN 55807 Property Records

St. Louis County property record for 1327 N Central Ave, Duluth, MN 55807

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,437 sqft · built 1922
Lot Size	0.131 acres (5,725 sqft)
Owner	Individual Name on Record
Tax Bill	$3,030 (2026)
Deeds & Mortgages	Dec 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-4520-02110`

Property Details

APN / Parcel Number

Primary APN	`010-4520-02110`
Alternative APN	`1043008`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	1,437 sqft Gross Area
1st Floor Area	813 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1922
Exterior Material	Metal
Construction Type	Frame
Roof Type	Hip
Lot Area	5,725 sqft (0.131 acres)

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	93 sqft
Deck Area	288 sqft
Storage Building	80 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1043008
Street Address	1327 N CENTRAL AVE
City	DULUTH
State	MN
Zip	55807-1309
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SLY 43 FT OF NLY 85 FT OF LOTS 6 THRU 10 SERIAL #
Legal Subdivision	WEST DULUTH
Legal Block	16
Legal Lot Number	6-10
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	2
Census Block	2032
Census Tract	3000

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1327 N CENTRAL AVE, DULUTH, MN 55807-1309
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Nov 30, 2017
Transfer Doc	0000992912
Record Updated	Sep 20, 2026

December 2017: Affidavit of Death, Mortgage

Document Type	Affidavit of Death
Jurisdiction	ST LOUIS MN
Recording Date	Dec 6, 2017
Property Address	1327 N CENTRAL AVE, DULUTH, MN 55807-1309
Document Number	000T992912
Instrument Date	Nov 30, 2017
Instrument	T992912
Transaction Type	Mortgage
Record Updated	Aug 29, 2018

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1327 N CENTRAL AVE DULUTH MN 558071309, DULUTH, MN 55807-1309

Mortgage

Document Number	T992913
Date	Dec 6, 2017
Instrument	T992913

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 5, 2032

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,030.00 (+12.06%) Homeowner's exemption
2025	$2,704.00 (-3.7%) Homeowner's exemption	$250,500 (+13.86%) Land $14,800 Building $235,700	$250,500 (+13.86%) Land $14,800 Building $235,700
2024	$2,808.00	$220,000 (+4.91%) Land $15,800 Building $204,200	$220,000 (+4.91%) Land $15,800 Building $204,200
2022		$209,700 Land $14,500 Building $195,200	$209,700 Land $14,500 Building $195,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
Airfiber Fixed Wireless	100 / 20