St. Louis County property record for 1401 N Central Ave, Duluth, MN 55807
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,014 sqft · built 1941 |
| Lot Size | 0.132 acres (5,786 sqft) |
| Owner | Individual Name on File |
| Last Sale | $170,000 (Aug 2022) |
| Tax Bill | $2,264 (2026) |
| Deeds & Mortgages | Aug 2022 Sale & Mortgage Dec 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-4030-01445 |
| Primary APN | 010-4030-01445 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,014 sqft Gross Area |
| 1st Floor Area | 676 sqft |
| Year Built | Built 1941 |
|---|---|
| Effective Year Built | Effective 1941 |
| Architectural Style | Bungalow |
| Exterior Material | Metal |
| Construction Type | Frame |
| Roof Type | Gable |
| Lot Area | 5,786 sqft (0.132 acres) |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Deck Area | 100 sqft |
| Storage Building | 64 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 1134521 |
|---|---|
| Street Address | 1401 N CENTRAL AVE |
| City | DULUTH |
| State | MN |
| Zip | 55807-1315 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SLY 10 FT OF LOT 9 AND ALL OF LOT 10 SERIAL # |
| Legal Subdivision | SHARPS ADDITION TO DULUTH |
| Legal Block | 9 |
| Legal Lot Number | 9-10 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 3000 |
1401 N Central Ave is owned and occupied by an individual who bought it in August 2022.
Source: St. Louis County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1401 N CENTRAL AVE, DULUTH, MN 55807-1315 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 4, 2022 | Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Dec 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HANCOCK MORTGAGE PARTNERS LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 4, 2022 · Amount on File |
| Deed Sale | Aug 4, 2022 · Amount on File |
| Prior Sale | May 3, 2016 · Amount on File |
| Deed Document Number | 20221059650 |
| Prior Transfer Date | Sep 22, 2004 |
| Prior Transfer Doc | 0000792921 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Aug 4, 2022 |
| Property Address | 1401 N CENTRAL AVE, DULUTH, MN 55807-1315 |
| Document Number | 0001059650 |
| Instrument Date | Aug 1, 2022 |
| Instrument | 1059650 |
| Transaction Type | Transfer |
| Record Updated | Sep 19, 2022 |
| Title Company | NOT AVAILABLE, PIONEER TITLE TWIN PORTS |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $561.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1401 N CENTRAL AVE, DULUTH, MN 55807-1315 |
| Document Number | 0001059651 |
|---|---|
| Date | Aug 4, 2022 |
| Instrument | 1059651 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 1401 N CENTRAL AVE, DULUTH, MN 55807-1315 |
| Transaction Type | Mortgage |
| Record Updated | Feb 15, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0001051293 |
|---|---|
| Date | Dec 22, 2021 |
| Instrument | 1051293 |
| Name | HANCOCK MORTGAGE PARTNERS LLC |
|---|---|
| Type | Mortgage Company |
| Address | SUGAR LAND, TX 77478 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
The 2026 property tax bill for 1401 N Central Ave was $2,264, up 1% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,264.00 (+10.01%) | ||
| 2025 | $2,058.00 (+0.1%) | $168,500 (+13.32%) Land $14,900 Building $153,600 | $168,500 (+13.32%) Land $14,900 Building $153,600 |
| 2024 | $2,056.00 | $148,700 Land $15,700 Building $133,000 | $148,700 Land $15,700 Building $133,000 |
| 2022 | $149,100 Land $14,400 Building $134,700 | $149,100 Land $14,400 Building $134,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1401 N Central Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1401 N Central Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 92% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Duluth serves 86,859 people · EPA ID MN1690011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| Airfiber Fixed Wireless | 100 / 20 |
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