13303 Lapstone Ln, Olive Branch, MS 38654 Property Records

DeSoto County property record for 13303 Lapstone Ln, Olive Branch, MS 38654

Property Summary

Property Type	Single Family Home
Details	4 bd · 2,591 sqft · built 2017
Lot Size	0.314 acres (13,685 sqft)
Owner	Individual Name on File
Tax Bill	$2,186 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Aug 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2-05-3-08-06-0-00440-00`

Property Details

APN / Parcel Number

Primary APN	`2-05-3-08-06-0-00440-00`

Interior

Bedrooms	4 Beds
Total Rooms	8 Rooms
Building Area	2,591 sqft Adjusted Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	13,685 sqft (0.314 acres)
Patio Area	115 sqft

Location & Zoning

Street Address	13303 LAPSTONE LN
City	OLIVE BRANCH
State	MS
Zip	38654-9275
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	FOREST HILL COMMMUNITY PH 11 P LOT 440
Legal Range	05
Legal Township	02
Legal Section	08
Legal Subdivision	FOREST HILL COMMUNITY PH 11 PART A
Legal Phase	11
Legal Lot Number	440
Jurisdiction	DESOTO MS
Township / Civil Division	1
Census Block Group	3
Census Block	3002
Census Tract	70830

Owner

13303 Lapstone Ln is owned and occupied by an individual who acquired it in February 2022.

Source: DeSoto County records, as of December 22, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	13303 LAPSTONE LN, OLIVE BRANCH, MS 38654-9275
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2025	Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Aug 7, 2017	Deed of Trust, Mortgage · FHA Mortgage PRIMELENDING
Feb 22, 2022	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 22, 2022
Deed Sale	Feb 22, 2022
Deed Document Number	0000988417
Deed Book / Page	988 / 417
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	13303 LAPSTONE LN, OLIVE BRANCH, MS 38654-9275
Transaction Type	Mortgage
Record Updated	Oct 27, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13303 LAPSTONE LN, OLIVE BRANCH, MS 38654-9275

Mortgage

Document Number	5662/106117
Date	Oct 15, 2025
Book Page	5662/106117

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	317 Months
Due	Mar 1, 2052

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	13303 LAPSTONE LN, OLIVE BRANCH, MS 38654-9275
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20170807010225390
Date	Aug 7, 2017
Instrument	20170807010225390

Lender

Name	PRIMELENDING
Type	Mortgage Company
Address	DALLAS, TX 75252

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2047

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Feb 22, 2022
Property Address	13303 LAPSTONE LN, OLIVE BRANCH, MS 38654-9275
Document Number	000988/417
Book / Page	988 / 417
Map Reference	MB 117 PG 9
Instrument Date	Feb 15, 2022
Transaction Type	Transfer
Record Updated	Nov 29, 2022
Title Company	NOT AVAILABLE, GUARDIAN TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13303 LAPSTONE LN, 13303, OLIVE BRANCH, MS 38654-9275

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13303 LAPSTONE LN, OLIVE BRANCH, MS 38654-9275

Mortgage

Document Number	0005470187
Date	Feb 22, 2022
Instrument	5470/187

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 13303 Lapstone Ln was $2,186.

Source: DeSoto County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,186.00	$26,512 Land $3,500 Building $23,012	$265,118 Land $35,000 Building $230,118
2023	$1,939.00	$19,397	$193,966 Land $35,000 Building $158,966

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13303 Lapstone Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2019)
Most Recent Claim	Jun 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13303 Lapstone Ln is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 81% of Mississippi
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OLIVE BRANCH serves 54,025 people · EPA ID MS0170015
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jan 2010
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Northcentral Connect Fiber	1,000 / 1,000
Brightspeed Fiber	940 / 940

May also be available: Verizon.

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