13286 Lapstone Ln, Olive Branch, MS 38654 Property Records

DeSoto County property record for 13286 Lapstone Ln, Olive Branch, MS 38654

Property Summary

Property Type	Single Family Home
Details	4 bd · 3,294 sqft · built 2018
Lot Size	0.215 acres (9,344 sqft)
Owner	2 Individual Names on Record
Last Sale	$343,800 (Jul 2021)
Tax Bill	$2,333 (2025)
Deeds & Mortgages	Aug 2018 Mortgage Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2-05-3-08-07-0-00467-00`

Property Details

APN / Parcel Number

Primary APN	`2-05-3-08-07-0-00467-00`

Interior

Bedrooms	4 Beds
Total Rooms	8 Rooms
Building Area	3,294 sqft Adjusted Area
1st Floor Area	1,933 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Brick Veneer
Construction Type	Brick
Roof Type	Gable
Roof Material	Shingle
Lot Area	9,344 sqft (0.215 acres)

Location & Zoning

Street Address	13286 LAPSTONE LN
City	OLIVE BRANCH
State	MS
Zip	38654-5579
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	FOREST HILL COMM PH 11-B LOT 467
Legal Range	005
Legal Township	02S
Legal Section	08
Legal Subdivision	FOREST HILL COMMUNITY PH 11 PART B
Legal Phase	11
Legal Lot Number	467
Jurisdiction	DESOTO MS
Township / Civil Division	1
Census Block Group	3
Census Block	3005
Census Tract	70830

Owner

Source: DeSoto County records, as of December 23, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	13286 LAPSTONE LN, OLIVE BRANCH, MS 38654-5579
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Aug 29, 2018	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE INVESTORS INC
Jul 22, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage TRUSTMARK NATIONAL BANK
Aug 29, 2018	Warranty Deed, Subdivision Related Transfer MEMPHIS TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 22, 2021 · Amount on Record
Deed Sale	Jul 22, 2021 · Amount on Record
Prior Sale	Aug 29, 2018 · Amount on Record
Deed Book / Page	965 / 240
Prior Transfer Date	Jul 16, 2021
Prior Transfer Doc	000965/240
Record Updated	Jun 8, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	13286 LAPSTONE LN, OLIVE BRANCH, MS 38654-5579
Transaction Type	Mortgage
Record Updated	Nov 29, 2022
Title Company	MEMPHIS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004596/708
Date	Aug 29, 2018
Book Page	4596/708
Instrument	T04596-00708

Lender

Name	MORTGAGE INVESTORS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2048

Interest

Rate Type	Fixed Rate

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DESOTO MS
Recording Date	Jul 22, 2021
Property Address	13286 LAPSTONE LN, OLIVE BRANCH, MS 38654-5579
Document Number	000965/240
Book / Page	965 / 240
Map Reference	MB 121 PG 48
Instrument Date	Jul 16, 2021
Transaction Type	Transfer
Record Updated	Nov 29, 2022
Title Company	SLESTA TITLE AND ESCROW LLC, SELECT TITLE & ESCROW LLC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	13286 LAPSTONE LN, OLIVE BRANCH, MS 38654-5579

Mortgage

Document Number	0005297691
Date	Jul 22, 2021
Instrument	5297/691

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Aug 1, 2041

August 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Aug 29, 2018
Property Address	13286 LAPSTONE LN, OLIVE BRANCH, MS 38654-5579
Document Number	000866/106
Book / Page	866 / 106
Map Reference	PB 121 PG 48
Instrument Date	Aug 28, 2018
Instrument	W00866-00106
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 29, 2022
Title Company	MEMPHIS TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	117 CRESCENT DR, 117, COLLIERVILLE, TN 38017-3373

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13286 LAPSTONE LN, OLIVE BRANCH, MS 38654-5579

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of December 15, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,333.00 (+15.78%)	$31,930 (+37.9%) Land $3,500 Building $28,430	$319,304 (+37.9%) Land $35,000 Building $284,304
2023	$2,015.00	$23,155	$231,546 Land $35,000 Building $196,546

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2019)
Most Recent Claim	Jun 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 81% of Mississippi
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OLIVE BRANCH serves 54,025 people · EPA ID MS0170015
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jan 2010
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Northcentral Connect Fiber	1,000 / 1,000
Brightspeed Fiber	940 / 940

May also be available: Verizon.

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