13287 Lapstone Ln, Olive Branch, MS 38654 Property Records

DeSoto County property record for 13287 Lapstone Ln, Olive Branch, MS 38654

Property Summary

Property Type	Single Family Home
Details	4 bd · 3,235 sqft · built 2018
Lot Size	0.265 acres (11,582 sqft)
Owner	Individual Name on File
Tax Bill	$2,594 (2025)
Deeds & Mortgages	Jun 2018 Mortgage Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2-05-3-08-07-0-00452-00`

Property Details

APN / Parcel Number

Primary APN	`2-05-3-08-07-0-00452-00`

Interior

Bedrooms	4 Beds
Total Rooms	8 Rooms
Building Area	3,235 sqft Adjusted Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Shingle
Lot Area	11,582 sqft (0.265 acres)

Location & Zoning

Street Address	13287 LAPSTONE LN
City	OLIVE BRANCH
State	MS
Zip	38654-5579
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	FOREST HILL COMM PH 11-B LOT 452
Legal Range	05
Legal Township	02
Legal Section	08
Legal Subdivision	FOREST HILL COMMUNITY PH 11 PART B
Legal Phase	11
Legal Lot Number	452
Jurisdiction	DESOTO MS
Township / Civil Division	1
Census Block Group	3
Census Block	3002
Census Tract	70830

Owner

13287 Lapstone Ln is owned and occupied by an individual who acquired it in April 2021.

Source: DeSoto County records, as of December 22, 2025

Owner of Record	Individual Name on File
Co-owner	2 Co-owners on File
Mailing Address	13287 LAPSTONE LN, OLIVE BRANCH, MS 38654-5579
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2018	Deed of Trust, Mortgage · ARM NAVY FCU
Apr 29, 2021	Warranty Deed, Transfer · Conventional Mortgage ORION FCU
Jun 25, 2018	Warranty Deed, Subdivision Related Transfer MEMPHIS TITLE

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Apr 29, 2021
Deed Sale	Apr 29, 2021
Prior Sale	Jun 25, 2018
Deed Document Number	0000956179
Deed Book / Page	956 / 179
Record Updated	Jun 8, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	13287 LAPSTONE LN, OLIVE BRANCH, MS 38654-5579
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004562/610
Date	Jun 25, 2018
Book Page	4562/610
Instrument	T04562-00610

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2048

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2021
Change Frequency	5 Years
Min Rate At Change	2%
Max Rate At Change	6%
Index	5-Year CMT

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Apr 29, 2021
Property Address	13287 LAPSTONE LN, OLIVE BRANCH, MS 38654-5579
Document Number	000956/179
Book / Page	956 / 179
Map Reference	MB 121 PG 48
Instrument Date	Apr 26, 2021
Transaction Type	Transfer
Record Updated	Nov 29, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13287 LAPSTONE LN, 13287, MINERAL WELLS, MS 38654-5579

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	13287 LAPSTONE LN, OLIVE BRANCH, MS 38654-5579

Mortgage

Document Number	0005224678
Date	Apr 29, 2021
Instrument	5224/678

Lender

Name	ORION FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

June 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Jun 25, 2018
Property Address	13287 LAPSTONE LN, OLIVE BRANCH, MS 38654-5579
Document Number	000859/498
Book / Page	859 / 498
Map Reference	PB 121 PG 48
Instrument Date	Jun 21, 2018
Instrument	W00859-00498
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 29, 2022
Title Company	MEMPHIS TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	177 CRESCENT DR, 177, COLLIERVILLE, TN 38017-3373

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	13287 LAPSTONE LN, OLIVE BRANCH, MS 38654-5579

Tax Assessment & Valuation

The 2025 property tax bill for 13287 Lapstone Ln was $2,594.

Source: DeSoto County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,594.00	$31,451 Land $3,500 Building $27,951	$314,512 Land $35,000 Building $279,512
2023	$2,281.00	$22,821	$228,211 Land $35,000 Building $193,211

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13287 Lapstone Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2019)
Most Recent Claim	Jun 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13287 Lapstone Ln is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 82% of Mississippi
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OLIVE BRANCH serves 54,025 people · EPA ID MS0170015
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jan 2010
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Northcentral Connect Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed.

Nearby Properties on Lapstone Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures