13315 Lapstone Ln, Olive Branch, MS 38654 Property Records

DeSoto County property record for 13315 Lapstone Ln, Olive Branch, MS 38654

Property Summary

Property Type	Single Family Home
Details	3 bd · 2,914 sqft · built 2017
Lot Size	0.29 acres (12,617 sqft)
Owner	2 Individual Names on Record
Last Sale	$522,364 (Jan 2022)
Tax Bill	$1,128 (2025)
Deeds & Mortgages	Mar 2023 Mortgage Jan 2022 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`2-05-3-08-06-0-00439-00`

Property Details

APN / Parcel Number

Primary APN	`2-05-3-08-06-0-00439-00`

Interior

Bedrooms	3 Beds
Total Rooms	8 Rooms
Building Area	2,914 sqft Adjusted Area
1st Floor Area	2,016 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Brick Veneer
Construction Type	Brick
Roof Material	Shingle
Lot Area	12,617 sqft (0.29 acres)
Lot Dimensions	156 ft deep x 77 ft wide
Patio Area	126 sqft

Location & Zoning

Street Address	13315 LAPSTONE LN
City	OLIVE BRANCH
State	MS
Zip	38654-9275
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	FOREST HILL COMMMUNITY PH 11 P LOT 439
Legal Range	005
Legal Township	02S
Legal Section	08
Legal Subdivision	FOREST HILL COMMUNITY PH 11 PART A
Legal Phase	11
Legal Lot Number	439
Jurisdiction	DESOTO MS
Township / Civil Division	1
Census Block Group	3
Census Block	3002
Census Tract	70830

Owner

Source: DeSoto County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	13315 LAPSTONE LN, OLIVE BRANCH, MS 38654-9275
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jan 31, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PRIMELENDING
Nov 21, 2017	Deed of Trust, Mortgage · VA Mortgage MORTGAGE INVESTORS INC
Jan 31, 2022	Warranty Deed, Transfer · FHA Mortgage PRIMELENDING
Nov 21, 2017	Deed, Subdivision Related Transfer MEMPHIS TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 31, 2022 · Amount on Record
Deed Sale	Jan 31, 2022 · Amount on Record
Prior Sale	Nov 21, 2017 · Amount on Record
Deed Book / Page	986 / 367
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	13315 LAPSTONE LN, OLIVE BRANCH, MS 38654-9275
Transaction Type	Mortgage
Record Updated	May 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13315 LAPSTONE LN, OLIVE BRANCH, MS 38654-9275

Mortgage

Document Number	5660/18492
Date	Mar 17, 2023
Book Page	5660/18492

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	479 Months
Due	Feb 1, 2063

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	13315 LAPSTONE LN, OLIVE BRANCH, MS 38654-9275
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13315 LAPSTONE LN, OLIVE BRANCH, MS 38654-9275

Mortgage

Document Number	005455/152
Date	Jan 31, 2022
Book Page	5455/152

Lender

Name	PRIMELENDING
Type	Mortgage Company
Address	DALLAS, TX 75252

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	13315 LAPSTONE LN, OLIVE BRANCH, MS 38654-9275
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004453/451
Date	Nov 21, 2017
Book Page	4453/451
Instrument	T04453-00451

Lender

Name	MORTGAGE INVESTORS INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2047

Interest

Rate Type	Fixed Rate

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Jan 31, 2022
Property Address	13315 LAPSTONE LN, OLIVE BRANCH, MS 38654-9275
Document Number	000986/367
Book / Page	986 / 367
Map Reference	MB 117 PG 9
Instrument Date	Jan 27, 2022
Transaction Type	Transfer
Record Updated	Nov 29, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	256 POPLAR BLUFF CV, 256, COLLIERVILLE, TN 38017-6811

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	13315 LAPSTONE LN, OLIVE BRANCH, MS 38654-9275

Mortgage

Document Number	0005455133
Date	Jan 31, 2022
Instrument	5455/133

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

November 2017: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	DESOTO MS
Recording Date	Nov 21, 2017
Property Address	13315 LAPSTONE LN, OLIVE BRANCH, MS 38654-9275
Document Number	000841/437
Book / Page	841 / 437
Map Reference	PB 117 PG 9
Instrument Date	Nov 15, 2017
Instrument	W00841-00437
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 29, 2022
Title Company	MEMPHIS TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	177 CRESCENT DR, 177, COLLIERVILLE, TN 38017-3373

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	13315 LAPSTONE LN, OLIVE BRANCH, MS 38654-9275

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of December 15, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,128.00 (-17.54%)	$21,183 (-) Land $3,500 Building $17,683	$211,828 (-) Land $35,000 Building $176,828
2023	$1,368.00	$21,183	$211,828 Land $35,000 Building $176,828

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2019)
Most Recent Claim	Jun 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 81% of Mississippi
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OLIVE BRANCH serves 54,025 people · EPA ID MS0170015
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jan 2010
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Northcentral Connect Fiber	1,000 / 1,000
Brightspeed Fiber	940 / 940

May also be available: Verizon.

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