13291 Lapstone Ln, Olive Branch, MS 38654 Property Records

DeSoto County property record for 13291 Lapstone Ln, Olive Branch, MS 38654

Property Summary

Property Type	Single Family Home
Details	4 bd · 2,961 sqft · built 2018
Lot Size	0.273 acres (11,910 sqft)
Owner	2 Individual Names on Record
Last Sale	$240,400 (Jul 2019)
Tax Bill	$2,121 (2025)
Deeds & Mortgages	Apr 2018 Mortgage Jun 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`2-05-3-08-06-0-00441-00`

Property Details

APN / Parcel Number

Primary APN	`2-05-3-08-06-0-00441-00`

Interior

Bedrooms	4 Beds
Total Rooms	7 Rooms
Building Area	2,961 sqft Adjusted Area
1st Floor Area	1,885 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Shingle
Lot Area	11,910 sqft (0.273 acres)
Lot Dimensions	141 ft deep x 77 ft wide
Patio Area	144 sqft

Location & Zoning

Street Address	13291 LAPSTONE LN
City	OLIVE BRANCH
State	MS
Zip	38654-5579
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	FOREST HILL COMMMUNITY PH 11 P LOT 441
Legal Range	005
Legal Township	02S
Legal Section	08
Legal Subdivision	FOREST HILL COMMUNITY PH 11 PART A
Legal Phase	11
Legal Lot Number	441
Jurisdiction	DESOTO MS
Township / Civil Division	1
Census Block Group	3
Census Block	3002
Census Tract	70830

Owner

Source: DeSoto County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	13291 LAPSTONE LN, OLIVE BRANCH, MS 38654-5579
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2018	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MTG CORP
Jun 11, 2021	Deed of Trust, Mortgage · FHA Mortgage WOLFE FINANCIAL INC
Jul 9, 2019	Intrafamily Transfer, Transfer · FHA Mortgage REGIONS BANK
Apr 24, 2018	Deed, Subdivision Related Transfer MEMPHIS TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 9, 2019 · Amount on Record
Deed Sale	Jul 9, 2019 · Amount on Record
Prior Sale	Apr 24, 2018
Deed Book / Page	892 / 668
Last Transfer Date	Apr 7, 2025
Transfer Doc	01025/7332
Record Updated	Oct 29, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	13291 LAPSTONE LN, OLIVE BRANCH, MS 38654-5579
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004529/471
Date	Apr 25, 2018
Book Page	4529/471
Instrument	T04529-00471

Lender

Name	FAIRWAY INDEPENDENT MTG CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	May 1, 2043

Interest

Rate Type	Fixed Rate

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	13291 LAPSTONE LN, OLIVE BRANCH, MS 38654-5579
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	191 NC HIGHWAY 42 N H, H, ASHEBORO, NC 27203-7966

Mortgage

Document Number	005264/431
Date	Jun 11, 2021
Book Page	5264/431

Lender

Name	WOLFE FINANCIAL INC
Type	Mortgage Company
Address	ASHEBORO, NC 27203

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

July 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DESOTO MS
Recording Date	Jul 9, 2019
Property Address	13291 LAPSTONE LN, OLIVE BRANCH, MS 38654-5579
Document Number	000892/668
Book / Page	0892 / 668
Map Reference	MB 117 PG 9
Instrument Date	Jul 3, 2019
Transaction Type	Transfer
Record Updated	Nov 29, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1460 CANADAVILLE LOOP, 1460, EADS, TN 38028-3745

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13291 LAPSTONE LN, OLIVE BRANCH, MS 38654-5579

Mortgage

Document Number	0004758157
Date	Jul 9, 2019
Instrument	4758/157

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

April 2018: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	DESOTO MS
Recording Date	Apr 24, 2018
Property Address	13291 LAPSTONE LN, OLIVE BRANCH, MS 38654-5579
Document Number	000854/285
Book / Page	0854 / 285
Map Reference	PB 117 PG 9
Instrument Date	Apr 9, 2018
Instrument	W00854-00285
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 29, 2022
Title Company	MEMPHIS TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	177 CRESCENT DR, 177, COLLIERVILLE, TN 38017-3373

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	13291 LAPSTONE LN, OLIVE BRANCH, MS 38654-5579

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of December 15, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,121.00 (-0.7%)	$29,355 (+37.4%) Land $3,500 Building $25,855	$293,549 (+37.39%) Land $35,000 Building $258,549
2023	$2,136.00	$21,365	$213,654 Land $35,000 Building $178,654

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2019)
Most Recent Claim	Jun 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 82% of Mississippi
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OLIVE BRANCH serves 54,025 people · EPA ID MS0170015
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jan 2010
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Northcentral Connect Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed.

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