133 Coldbrook Cir, Rincon, GA 31326 Property Records

Effingham County property record for 133 Coldbrook Cir, Rincon, GA 31326

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,664 sqft · built 2003
Lot Size	1.31 acres (57,064 sqft)
Owner	Individual Name on Record
Last Sale	$4,615 (Aug 2013)
Tax Bill	$3,116 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0435E-048-000`

Property Details

APN / Parcel Number

Primary APN	`0435E-048-000`
Alternative APNs	`0092B048000` `0435E048` `16317`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,664 sqft Heated Area
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Shed Roof
Roof Material	Fiberglass
Lot Area	57,064 sqft (1.31 acres)
Garage Area	400 sqft

Exterior Amenities

Porch	Slab
Porch Area	55 sqft
Deck Area	160 sqft
Patio Area	580 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	16317
Street Address	133 COLDBROOK CIR
City	RINCON
State	GA
Zip	31326-5684
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR-1
Legal Description	1.31 AC LOT 48 (-.25 AC TO 435E-49)
Legal Subdivision	COLDBROOK HEIGHTS
Legal Phase	3
Legal Block	III
Legal Lot Number	48
Jurisdiction	EFFINGHAM GA
Township / Civil Division	RINCON
Census Block Group	1
Census Block	1000
Census Tract	30301

Owner

Source: Effingham County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	133 COLDBROOK CIR, RINCON, GA 31326-5684
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2026	Deed of Trust, Mortgage · SBA Mortgage ROCKET MORTGAGE
Mar 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 19, 2013 · Amount on Record
Deed Sale	Aug 19, 2013 · Amount on Record
Prior Sale	Jul 31, 2003 · Amount on Record
Deed Document Number	20132002
Deed Book / Page	2209 / 217
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Recording Date	Aug 21, 2026
Property Address	133 COLDBROOK CIR, RINCON, GA 31326-5684
Document Number	3064000895
Book / Page	3064 / 895
Instrument Date	Aug 13, 2026
Transaction Type	Mortgage
Record Updated	Sep 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	133 COLDBROOK CIR, RINCON, GA 31326-5684

Mortgage

Document Number	3064000895,
Date	Aug 21, 2026
Book Page	3064/895

Lender

Name	ROCKET MORTGAGE

Agreement

Type	SBA Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 1, 2046

Interest

Max Rate	-1%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	133 COLDBROOK CIR, RINCON, GA 31326-5684
Transaction Type	Mortgage
Record Updated	May 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	133 COLDBROOK CIR, RINCON, GA 31326-5684

Mortgage

Document Number	0000002675/0000000644
Date	Mar 30, 2021
Book Page	0000002675/0000000644
Instrument	003684

Lender

Name	QUICKEN LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$119,935 (+10.25%) Land $22,800 Building $97,135	$299,839 (+10.25%) Land $57,000 Building $242,839
2025	$3,116.00 (+10.3%) Homeowner's exemption	$108,784 (+4.32%) Land $22,800 Building $85,984	$271,960 (+4.32%) Land $57,000 Building $214,960
2024	$2,825.00 (+19.65%) Homeowner's exemption	$104,280 (+43.13%) Land $22,800 Building $81,480	$260,701 (+43.13%) Land $57,000 Building $203,701
2022	$2,361.00 Homeowner's exemption	$72,855 Land $18,000 Building $54,855	$182,137 Land $45,000 Building $137,137

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ClearWave Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Windstream DSL	200 / 20

May also be available: Planters Rural Telephone Cooperative.

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