126 Coldbrook Cir, Rincon, GA 31326 Property Records

Effingham County property record for 126 Coldbrook Cir, Rincon, GA 31326

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,867 sqft · built 2000
Lot Size	0.7 acres (30,492 sqft)
Owner	2 Individual Names on Record
Last Sale	$244,000 (Jul 2020)
Tax Bill	$4,475 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0435E-057-000`

Property Details

APN / Parcel Number

Primary APN	`0435E-057-000`
Alternative APNs	`0092B057000` `0435E057` `16326`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,867 sqft Heated Area
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2012
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Shed Roof
Roof Material	Composition Shingle
Lot Area	30,492 sqft (0.7 acres)
Garage Area	420 sqft

Exterior Amenities

Pool Area	532 sqft
Porch	Slab
Porch Area	292 sqft
Utility Building	315 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	16326
Street Address	126 COLDBROOK CIR
City	RINCON
State	GA
Zip	31326-5636
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR-1
Legal Description	.70 AC LOT 57
Legal Subdivision	COLDBROOK HEIGHTS
Legal Phase	3
Legal Block	III
Legal Lot Number	57
Jurisdiction	EFFINGHAM GA
Township / Civil Division	RINCON
Census Block Group	1
Census Block	1002
Census Tract	30301

Owner

Source: Effingham County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	126 COLDBROOK CIR, RINCON, GA 31326-5636
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2022	Deed of Trust, Mortgage · Conventional Mortgage STOCKTON MORTGAGE
Jul 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage STOCKTON MORTGAGE
Jul 9, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 9, 2020 · Amount on Record
Deed Sale	Jul 9, 2020 · Amount on Record
Prior Sale	Nov 9, 2002 · Amount on Record
Deed Document Number	20201838
Deed Book / Page	2607 / 923
Prior Transfer Date	Aug 29, 2013
Prior Transfer Doc	002211/856
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	126 COLDBROOK CIR, RINCON, GA 31326-5636
Transaction Type	Mortgage
Record Updated	Apr 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	126 COLDBROOK CIR, RINCON, GA 31326-5636

Mortgage

Document Number	0000002770/0000000516
Date	Mar 16, 2022
Book Page	0000002770/0000000516
Instrument	002744

Lender

Name	STOCKTON MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	126 COLDBROOK CIR, RINCON, GA 31326-5636
Transaction Type	Mortgage
Record Updated	Jul 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	126 COLDBROOK CIR, RINCON, GA 31326-5636

Mortgage

Document Number	0000002607/0000000925
Date	Jul 22, 2020
Book Page	0000002607/0000000925
Instrument	007101

Lender

Name	STOCKTON MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Jul 9, 2020
Property Address	126 COLDBROOK CIR, RINCON, GA 31326-5636
Document Number	002607/923
Book / Page	2607 / 923
Instrument Date	Jul 9, 2020
Instrument	2020-001838
Transaction Type	Transfer
Record Updated	Mar 22, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	126 COLDBROOK CIR, RINCON, GA 31326-5636

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$147,426 (+10.29%) Land $22,800 Building $124,626	$368,566 (+10.29%) Land $57,000 Building $311,566
2025	$4,475.00 (+11.01%) Homeowner's exemption	$133,667 (+3.47%) Land $22,800 Building $110,867	$334,168 (+3.47%) Land $57,000 Building $277,168
2024	$4,031.00 (+26.36%)	$129,183 (+30.27%) Land $22,800 Building $106,383	$322,958 (+30.28%) Land $57,000 Building $265,958
2022	$3,190.00	$99,162 Land $18,000 Building $81,162	$247,904 Land $45,000 Building $202,904

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 80% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ClearWave Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Windstream DSL	200 / 20

May also be available: Planters Rural Telephone Cooperative.

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