Effingham County property record for 127 Coldbrook Cir, Rincon, GA 31326
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,045 sqft · built 1994 |
| Lot Size | 3.65 acres (158,994 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $11,500 (May 1994) |
| Tax Bill | $3,335 (2025) |
| Deeds & Mortgages | Jul 2020 Line of Credit |
| Flood Zone | Zone A (high risk) |
| APN | 0435E-051-000 |
| Primary APN | 0435E-051-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,045 sqft Heated Area |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Shed Roof |
| Roof Material | Composition Shingle |
| Lot Area | 158,994 sqft (3.65 acres) |
| Garage Type | Mixed |
| Garage Area | 2,016 sqft |
| Pool Area | 612 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 140 sqft |
| Deck Area | 154 sqft |
| Patio Area | 154 sqft |
| Storage Building | 276 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 16320 |
|---|---|
| Street Address | 127 COLDBROOK CIR |
| City | RINCON |
| State | GA |
| Zip | 31326-5684 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR-1 |
| Legal Description | 3.65 AC LOT 51 |
| Legal Subdivision | COLDBROOK |
| Legal Phase | 3 |
| Legal Block | III |
| Legal Lot Number | 51 |
| Jurisdiction | EFFINGHAM GA |
| Township / Civil Division | RINCON |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 30301 |
127 Coldbrook Cir is owned and occupied by two individuals who bought it in May 1994.
Source: Effingham County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 127 COLDBROOK CIR, RINCON, GA 31326-5684 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 31, 1994 · Amount on File |
| Deed Sale | May 31, 1994 · Amount on File |
| Deed Book / Page | 360 / 383 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 127 COLDBROOK CIR, RINCON, GA 31326-5684 |
| Transaction Type | Mortgage |
| Record Updated | May 13, 2026 |
| Name | Verified Name |
|---|---|
| Address | 127 COLDBROOK CIR, RINCON, GA 31326-5684 |
| Document Number | 0000002605/0000000248 |
|---|---|
| Date | Jul 10, 2020 |
| Book Page | 0000002605/0000000248 |
| Instrument | 006680 |
| Name | BANK OF AMERICA |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2050 |
The 2025 property tax bill for 127 Coldbrook Cir was $3,335 with exemptions applied, up 10.8% from the year before.
Source: Effingham County assessment roll, as of December 22, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Effingham County |
| Unified School District | Effingham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $199,008 (+2.55%) Land $76,702 Building $122,306 | $497,522 (+2.55%) Land $191,756 Building $305,766 | |
| 2025 | $3,335.00 (+10.8%) Homeowner's exemption Senior Citizen's exemption | $194,051 (+8.35%) Land $76,702 Building $117,349 | $485,129 (+8.35%) Land $191,756 Building $293,373 |
| 2024 | $3,010.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $179,099 Land $65,443 Building $113,656 | $447,749 Land $163,608 Building $284,141 |
| 2022 | $3,226.00 Homeowner's exemption | $120,349 Land $48,449 Building $71,900 | $300,873 Land $121,122 Building $179,751 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 127 Coldbrook Cir in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 1 (2016) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 127 Coldbrook Cir is moderate, ranking above 42% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 65% of Georgia |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Planters Rural Telephone Cooperative.
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