137 Coldbrook Cir, Rincon, GA 31326 Property Records

Effingham County property record for 137 Coldbrook Cir, Rincon, GA 31326

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,113 sqft · built 1994
Lot Size	1.26 acres (54,886 sqft)
Owner	2 Individual Names on Record
Last Sale	$240,000 (Nov 2019)
Tax Bill	$2,294 (2025)
Deeds & Mortgages	Aug 2017 Mortgage Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0435E-046-000`

Property Details

APN / Parcel Number

Primary APN	`0435E-046-000`
Alternative APNs	`0092B046000` `0435E046` `16315`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,113 sqft Heated Area
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2013
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Shed Roof
Roof Material	Composition Shingle
Lot Area	54,886 sqft (1.26 acres)
Garage Area	528 sqft
Porch	Slab
Porch Area	322 sqft
Patio Area	504 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	16315
Street Address	137 COLDBROOK CIR
City	RINCON
State	GA
Zip	31326-5684
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR-1
Legal Description	1.26 AC LOT 46
Legal Subdivision	COLDBROOK HEIGHTS
Legal Phase	3
Legal Block	3
Legal Lot Number	46
Jurisdiction	EFFINGHAM GA
Township / Civil Division	RINCON
Census Block Group	1
Census Block	1000
Census Tract	30301

Owner

Source: Effingham County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	137 COLDBROOK CIR, RINCON, GA 31326-5684
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2017	Deed of Trust, Mortgage QUEENSBOROUGH NATIONAL BANK
Sep 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE
Nov 13, 2019	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 13, 2019 · Amount on Record
Deed Sale	Nov 13, 2019 · Amount on Record
Prior Sale	Jun 14, 2010 · Amount on Record
Deed Document Number	20193071
Deed Book / Page	2556 / 822
Record Updated	Oct 29, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	137 COLDBROOK CIR, RINCON, GA 31326-5684
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2425/964
Date	Aug 31, 2017
Book Page	2425/964
Instrument	008041

Lender

Name	QUEENSBOROUGH NATIONAL BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Sep 1, 2022

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	137 COLDBROOK CIR, RINCON, GA 31326-5684
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	137 COLDBROOK CIR, RINCON, GA 31326-5684

Mortgage

Document Number	0000002626/0000000570
Date	Sep 29, 2020
Book Page	0000002626/0000000570
Instrument	009961

Lender

Name	UNITED WHOLESALE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Nov 13, 2019
Property Address	137 COLDBROOK CIR, RINCON, GA 31326-5684
Document Number	002556/822
Book / Page	2556 / 822
Instrument Date	Nov 13, 2019
Instrument	2019-003071
Transaction Type	Transfer
Record Updated	Mar 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	137 COLDBROOK CIR, RINCON, GA 31326-5684

Mortgage

Document Number	0000002556/0000000824
Date	Nov 13, 2019
Book Page	0000002556/0000000824
Instrument	009596

Lender

Name	QUICKEN LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$146,546 (+22.38%) Land $22,800 Building $123,746	$366,365 (+22.38%) Land $57,000 Building $309,365
2025	$2,294.00 (+8.21%) Homeowner's exemption Senior Citizen's exemption	$119,745 (-1.01%) Land $22,800 Building $96,945	$299,363 (-1.01%) Land $57,000 Building $242,363
2024	$2,120.00 (-11.11%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$120,968 (+29.2%) Land $22,800 Building $98,168	$302,420 (+29.2%) Land $57,000 Building $245,420
2022	$2,385.00 Homeowner's exemption	$93,626 Land $18,000 Building $75,626	$234,065 Land $45,000 Building $189,065

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ClearWave Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Windstream DSL	200 / 20

May also be available: Planters Rural Telephone Cooperative.

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