128 Coldbrook Cir, Rincon, GA 31326 Property Records

Effingham County property record for 128 Coldbrook Cir, Rincon, GA 31326

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,827 sqft · built 1983
Lot Size	1.08 acres (47,276 sqft)
Owner	2 Individual Names on Record
Last Sale	$185,000 (Feb 2019)
Tax Bill	$3,671 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0435E-040-000`

Property Details

APN / Parcel Number

Primary APN	`0435E-040-000`
Alternative APNs	`0092B040000` `0435E040` `16309`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,827 sqft Heated Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 2005
Exterior Material	Wood Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Shed Roof
Roof Material	Composition Shingle
Lot Area	47,276 sqft (1.08 acres)
Garage Area	506 sqft
Porch	Slab
Porch Area	712 sqft
Utility Building	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	16309
Street Address	128 COLDBROOK CIR
City	RINCON
State	GA
Zip	31326-5636
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR-1
Legal Description	LOT 40
Legal Subdivision	COLDBROOK HEIGHTS
Legal Phase	2
Legal Block	2
Legal Lot Number	40
Jurisdiction	EFFINGHAM GA
Township / Civil Division	RINCON
Census Block Group	1
Census Block	1002
Census Tract	30301

Owner

Source: Effingham County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	128 COLDBROOK CIR, RINCON, GA 31326-5636
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 26, 2025	Deed of Trust, Mortgage ROCKET MORTGAGE
Jun 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS
Feb 25, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 25, 2019 · Amount on Record
Deed Sale	Feb 25, 2019 · Amount on Record
Prior Sale	Jul 6, 1998 · Amount on Record
Deed Document Number	2019467
Deed Book / Page	2512 / 254
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	128 COLDBROOK CIR, RINCON, GA 31326-5636
Transaction Type	Mortgage
Record Updated	Jan 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 COLDBROOK CIR, RINCON, GA 31326-5636

Mortgage

Document Number	0000003015/0000000683
Date	Dec 26, 2025
Book Page	0000003015/0000000683

Lender

Name	ROCKET MORTGAGE

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2056

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	128 COLDBROOK CIR, RINCON, GA 31326-5636
Transaction Type	Mortgage
Record Updated	Jul 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 COLDBROOK CIR, RINCON, GA 31326-5636

Mortgage

Document Number	0000002700/0000000070
Date	Jun 21, 2021
Book Page	0000002700/0000000070
Instrument	007492

Lender

Name	QUICKEN LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 1, 2041

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Feb 25, 2019
Property Address	128 COLDBROOK CIR, RINCON, GA 31326-5636
Document Number	002512/254
Book / Page	2512 / 254
Instrument Date	Feb 25, 2019
Instrument	2019-000467
Transaction Type	Transfer
Record Updated	Mar 22, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 COLDBROOK CIR, RINCON, GA 31326-5636

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$117,283 (+10.1%) Land $22,800 Building $94,483	$293,208 (+10.1%) Land $57,000 Building $236,208
2025	$3,671.00 (+9.13%)	$106,520 (+1.41%) Land $22,800 Building $83,720	$266,299 (+1.41%) Land $57,000 Building $209,299
2024	$3,364.00 (+29.88%)	$105,041 (+34.69%) Land $22,800 Building $82,241	$262,603 (+34.69%) Land $57,000 Building $205,603
2022	$2,590.00	$77,989 Land $18,000 Building $59,989	$194,972 Land $45,000 Building $149,972

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 80% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ClearWave Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Windstream DSL	200 / 20

May also be available: Planters Rural Telephone Cooperative.

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