1328 E Main St, #1330, Troy, OH 45373 Property Records

Miami County property record for 1328 E Main St, #1330, Troy, OH 45373

Property Summary

Property Type	Duplex
Details	5 bd · 2 ba · 2,408 sqft · built 1953
Lot Size	0.52 acres (22,651 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,610 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`D08-057315`

Property Details

APN / Parcel Number

Primary APN	`D08-057315`
Alternative APNs	`050627.4-01-030-00` `D08SE067 01500`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Units	2 Units
Stories	1 Story
Building Area	2,408 sqft Total Area
1st Floor Area	4,816 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Conventional
Exterior Material	Brick
Foundation Type	Raised
Lot Area	22,651 sqft (0.52 acres)
Lot Dimensions	228 ft deep x 100 ft wide
Garage Type	Mixed
Garage Area	732 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	315 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	1328 E MAIN ST, 1330
City	TROY
State	OH
Zip	45373-3453
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	IL 6215
Legal Lot Number	6215
Jurisdiction	MIAMI OH
Township / Civil Division	CONCORD
Census Block Group	5
Census Block	5000
Census Tract	365200

Owner

1328 E Main St, #1330 is owned and occupied by two individuals who acquired it in September 2021.

Source: Miami County records, as of September 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1328 E MAIN ST, 330, TROY, OH 45373-3453
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2021
Deed Sale	Sep 29, 2021
Deed Document Number	202116995
Record Updated	Oct 29, 2026

September 2021: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	MIAMI OH
Recording Date	Sep 29, 2021
Property Address	1328-1330 E MAIN ST, TROY, OH 45373
Document Number	0000016995
Instrument Date	Sep 22, 2021
Instrument	2021OR-16995
Transaction Type	Transfer
Record Updated	May 18, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1328 E MAIN ST # 1330, 1330, TROY, OH 45373-3453

Mortgage

Document Number	0000016996
Date	Sep 29, 2021
Instrument	2021OR-16996

Lender

Name	1ST BANCORP MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1328 E Main St, #1330 was $3,610 with a homeowner's exemption, up 37.6% from the year before.

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Concord Township
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,610.00 (+37.58%) Homeowner's exemption	$107,700 (+56.36%) Land $14,600 Building $93,100	$307,700 Land $41,700 Building $266,000
2024	$2,624.00 (+2.22%) Homeowner's exemption	$68,880 (-) Land $15,190 Building $53,690
2023	$2,567.00 (+17.16%) Homeowner's exemption	$68,880 (-) Land $15,190 Building $53,690	$196,800 (-) Land $43,400 Building $153,400
2022	$2,191.00 Homeowner's exemption	$68,880 Land $15,190 Building $53,690	$196,800 Land $43,400 Building $153,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1328 E Main St, #1330 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1980–2014)
Most Recent Claim	May 2014 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1328 E Main St, #1330 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 26,305 people · EPA ID OH5501612
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20