Miami County property record for 1320 E Main St, Troy, OH 45373 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 1948 |
| Square Footage | 1,707 sqft Living Area |
| Lot Size | 22,651 sqft (0.52 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $105,000 (2020) |
| Tax Bill | $2,490.00 (2025) |
| Primary APN | D08-057317 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,707 sqft Living Area |
| 1st Floor | 2,164 sqft 1st Floor |
| Upper Floors | 625 sqft Upper Floors |
| Basement Area | 782 sqft Basement |
| Unfinished Basement | 782 sqft Unfinished |
| Family Room | Family Room |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Architectural Style | Conventional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Lot Area | 22,651 sqft (0.52 acres) |
| Depth X Width | 228 ft x 100 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 580 sqft Garage |
| Patio Area | 528 sqft Patio |
|---|---|
| Porch | 1 Porch |
| Porch Area | 105 sqft Porch |
| Canopy Area | 528 sqft Canopy |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Street Address | 1320 E MAIN ST |
|---|---|
| City | TROY |
| State | OH |
| Zip | 45373-3453 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | IL 6217 |
| Legal Subdivision | CITY OF TROY |
| Legal Lot Number | 6217 |
| Jurisdiction | MIAMI OH |
| Minor Civil Division | CONCORD |
| Census Blockgroup | 5 |
| Census Block | 5000 |
| Census Tract | 365200 |
Source: Miami County records · APN D08-057317
Assessment roll updated March 6, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1320 E MAIN ST, TROY, OH 45373-3453 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 22, 2025 | Deed of Trust, Mortgage · Line of Credit LAKEVIEW LOAN SERVICING LLC |
| Feb 07, 2020 | Fiduciary Deed, Transfer · Federal Housing Administration (FHA) Mortgage WESTERN OHIO MORTGAGE CORP |
| Oct 29, 2019 | Affidavit of Death, Transfer ATTORNEY ONLY |
| Jun 02, 2017 | Deed of Trust, Mortgage · Line of Credit WRIGHTPATT CU INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 07, 2020 · Amount on Record |
| Deed Sale | Feb 07, 2020 · Amount on Record |
| Prior Sale | Mar 01, 1985 · Amount on Record |
| Deed Doc Number | 20202020OR-01737 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 1320 E MAIN ST, TROY, OH 45373-3453 |
| Transaction Type | Mortgage |
| Record Updated | Jan 02, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1320 E MAIN ST, TROY, OH 45373-3453 |
| Document Number | 0000014722 |
|---|---|
| Date | Dec 22, 2025 |
| Instrument | 2025OR-14722 |
| Name | LAKEVIEW LOAN SERVICING LLC |
|---|---|
| Type | Mortgage Company |
| Address | 4425 PONCE DE LEON BLVD, CORAL GABLES, FL 33146 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jan 07, 2041 |
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
|---|
| Document Type | Fiduciary Deed |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | Feb 07, 2020 |
| Property Address | 1320 E MAIN ST, TROY, OH 45373-3453 |
| Document Number | 0000001737 |
| Map Reference | VOL 10 PG 148 |
| Instrument Date | Feb 03, 2020 |
| Instrument | 2020OR-01737 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right Of Survivorship |
| Address | 1320 E MAIN ST, TROY, OH 45373-3453 |
| Document Number | 0000001738 |
|---|---|
| Date | Feb 07, 2020 |
| Instrument | 2020OR-01738 |
| Name | WESTERN OHIO MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2050 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | Oct 29, 2019 |
| Property Address | 1320 E MAIN ST, TROY, OH 45373-3453 |
| Document Number | 0000012750 |
| Instrument Date | Sep 30, 2019 |
| Instrument | 12750 |
| Transaction Type | Transfer |
| Record Updated | Nov 14, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1320 E MAIN ST TROY OH 453733453, TROY, OH 45373-3453 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 1320 E MAIN ST, TROY, OH 45373-3453 |
| Document Number | 0000007597 |
| Instrument Date | Jun 02, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 1320 E MAIN ST TROY OH 453733453, TROY, OH 45373-3453 |
| Document Number | 0000007597 |
|---|---|
| Date | Jun 23, 2017 |
| Instrument | 7597 |
| Name | WRIGHTPATT CU INC |
|---|---|
| Address | BEAVERCREEK, OH 45434 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jun 22, 2042 |
| Rate Type | Adjustable Rate |
|---|
Source: Miami County records · Assessment roll updated March 6, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Miami County |
| County Subdivision | Concord Township |
| Municipality | Troy City |
| Unified School District | Troy City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,490.00 (+36.59%) Homeowner's exemption | $72,390 (+49.66%) Land $14,600 Building $57,790 | $206,800 (+49.64%) Land $41,700 Building $165,100 |
| 2024 | $1,823.00 (+2.24%) Homeowner's exemption | $48,370 (-) Land $15,190 Building $33,180 | |
| 2023 | $1,783.00 (+17.46%) Homeowner's exemption | $48,370 (-) Land $15,190 Building $33,180 | $138,200 (-) Land $43,400 Building $94,800 |
| 2022 | $1,518.00 Homeowner's exemption | $48,370 Land $15,190 Building $33,180 | $138,200 Land $43,400 Building $94,800 |
Source: FEMA National Flood Hazard Layer, Miami County (39109C), updated March 10, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 5% of the US · above 22% of Ohio |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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