Miami County property record for 1316 E Main St, Troy, OH 45373 · Last verified March 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1980 |
| Square Footage | 1,160 sqft Living Area |
| Lot Size | 20,909 sqft (0.48 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $161,500 (2022) |
| Tax Bill | $2,271.00 (2025) |
| Primary APN | D08-057318 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Building Area | 1,160 sqft Living Area |
| 1st Floor Area | 956 sqft 1st Floor |
| Attic Area | 204 sqft Attic |
| Basement Area | 956 sqft Basement |
| Game Room | Game Room |
| Stories | 1 Story |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 20,909 sqft (0.48 acres) |
| Lot Dimensions | 198 ft deep x 105 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Detached |
| Garage Area | 400 sqft Garage |
| Deck Area | 170 sqft Deck |
|---|---|
| Patio Area | 162 sqft Patio |
| Porch | Enclosed Porch |
| Porch Area | 70 sqft Porch |
| Canopy | 360 sqft |
| Lean-To | 48 sqft |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Old Parcel Number | D08SE067 01800 |
|---|---|
| Street Address | 1316 E MAIN ST |
| City | TROY |
| State | OH |
| Zip | 45373-3453 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | IL 6218 |
| Legal Subdivision | CITY/TROY |
| Legal Lot Number | 6218 |
| Jurisdiction | MIAMI OH |
| Township / Civil Division | CONCORD |
| Census Block Group | 5 |
| Census Block | 5000 |
| Census Tract | 365200 |
Source: Miami County records · APN D08-057318
Assessment roll updated January 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1316 E MAIN ST, TROY, OH 45373-3453 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 11, 2022 | Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK |
| Aug 08, 2019 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Oct 04, 2018 | Affidavit of Death, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 11, 2022 · Amount on Record |
| Deed Sale | Feb 11, 2022 · Amount on Record |
| Deed Document Number | 320 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | Feb 11, 2022 |
| Property Address | 1316 E MAIN ST, TROY, OH 45373-3453 |
| Document Number | 0000002331 |
| Instrument Date | Feb 08, 2022 |
| Instrument | 2022OR-02331 |
| Transaction Type | Transfer |
| Record Updated | Mar 09, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1316 E MAIN ST, TROY, OH 45373-3453 |
| Document Number | 0000002332 |
|---|---|
| Date | Feb 11, 2022 |
| Instrument | 2022OR-02332 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 1316 E MAIN ST, TROY, OH 45373-3453 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | SOLIDIFI US INC |
| Name | Verified Name |
|---|
| Document Number | 0000008910 |
|---|---|
| Date | Aug 08, 2019 |
| Instrument | 2019OR-08910 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Jun 14, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | Oct 04, 2018 |
| Property Address | 1316 E MAIN ST, TROY, OH 45373-3453 |
| Document Number | 0000012213 |
| Instrument Date | Oct 02, 2018 |
| Instrument | 12213 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1316 E MAIN ST TROY OH 453733453, TROY, OH 45373-3453 |
Source: Miami County records · Assessment roll updated January 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Miami County |
| County Subdivision | Concord Township |
| Municipality | Troy City |
| Unified School District | Troy City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,271.00 (+46.99%) Homeowner's exemption | $65,980 (+60.97%) Land $14,840 Building $51,140 | $188,500 (+60.97%) Land $42,400 Building $146,100 |
| 2024 | $1,545.00 (+2.25%) Homeowner's exemption | $40,990 (-) Land $15,510 Building $25,480 | |
| 2023 | $1,511.00 (+49.31%) Homeowner's exemption | $40,990 (-) Land $15,510 Building $25,480 | $117,100 (-) Land $44,300 Building $72,800 |
| 2022 | $1,012.00 Homeowner's exemption | $40,990 Land $15,510 Building $25,480 | $117,100 Land $44,300 Building $72,800 |
Source: FEMA National Flood Hazard Layer, Miami County (39109C), updated March 10, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 5% of the US · above 22% of Ohio |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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