Miami County property record for 1327 E Main St, Troy, OH 45373 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1920 |
| Square Footage | 1,162 sqft Living Area |
| Lot Size | 5,227 sqft (0.12 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $66,900 (2012) |
| Tax Bill | $1,307.00 (2025) |
| Primary APN | D08-057267 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,162 sqft Living Area |
| 1st Floor | 2,324 sqft 1st Floor |
| Basement Area | 1,152 sqft Basement |
| Unfinished Basement | 1,152 sqft Unfinished |
| Game Room | Game Room |
| Stories | 1 Stories |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Conventional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Lot Area | 5,227 sqft (0.12 acres) |
| Depth X Width | 113 ft x 48 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 240 sqft Garage |
| Patio Area | 240 sqft Patio |
| Porch Area | 160 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Street Address | 1327 E MAIN ST |
|---|---|
| City | TROY |
| State | OH |
| Zip | 45373-3452 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | IL 6203 47.6 |
| Legal Subdivision | CITY OF TROY AS SHOWN ON |
| Legal Lot Number | 6203 |
| Jurisdiction | MIAMI OH |
| Minor Civil Division | CONCORD |
| Census Blockgroup | 5 |
| Census Block | 5008 |
| Census Tract | 365200 |
Source: Miami County records · APN D08-057267
Assessment roll updated March 6, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1327 E MAIN ST, TROY, OH 45373-3452 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 06, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NONE LISTED ON DOCUMENT |
| Oct 06, 2021 | Deed of Trust, Mortgage · Line of Credit AMERICAN MORTGAGE SERVICE CO |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 20, 2012 · Amount on Record |
| Deed Sale | Sep 20, 2012 · Amount on Record |
| Prior Sale | Jan 01, 1990 |
| Deed Doc Number | 20122012OR-12818 |
| Deed Book / Page | 303 / 610 |
| Last Transfer Date | Sep 18, 2024 |
| Transfer Doc | 0000009616 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | Jul 06, 2026 |
| Property Address | 1327 E MAIN ST, TROY, OH 45373-3452 |
| Document Number | 0000008256 |
| Instrument Date | Jun 11, 2026 |
| Instrument | 20268256 |
| Transaction Type | Mortgage |
| Record Updated | Jul 15, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1327 E MAIN ST, TROY, OH 45373-3452 |
| Document Number | 0000008256, |
|---|---|
| Date | Jul 06, 2026 |
| Instrument | 20268256 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jul 15, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.36% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 1327 E MAIN ST, TROY, OH 45373-3452 |
| Transaction Type | Mortgage |
| Record Updated | Dec 09, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000017487 |
|---|---|
| Date | Oct 06, 2021 |
| Instrument | 2021OR-17487 |
| Name | AMERICAN MORTGAGE SERVICE CO |
|---|---|
| Type | Mortgage Company |
| Address | CINCINNATI, OH 45246 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2051 |
Source: Miami County records · Assessment roll updated March 6, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Miami County |
| County Subdivision | Concord Township |
| Municipality | Troy City |
| Unified School District | Troy City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,307.00 (+34.6%) Homeowner's exemption | $39,380 (+53.23%) Land $7,180 Building $32,200 | $112,500 (+53.27%) Land $20,500 Building $92,000 |
| 2024 | $971.00 (+2.32%) Homeowner's exemption | $25,700 (-) Land $7,460 Building $18,240 | |
| 2023 | $949.00 (+17.45%) Homeowner's exemption | $25,700 (-) Land $7,460 Building $18,240 | $73,400 (-) Land $21,300 Building $52,100 |
| 2022 | $808.00 Homeowner's exemption | $25,700 Land $7,460 Building $18,240 | $73,400 Land $21,300 Building $52,100 |
Source: FEMA National Flood Hazard Layer, Miami County (39109C), updated March 10, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 5% of the US · above 22% of Ohio |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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