1325 E Main St, Troy, OH 45373 Property Records

Miami County property record for 1325 E Main St, Troy, OH 45373 · Last verified March 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	1 Baths
Year Built	Built 1920
Square Footage	1,162 sqft Living Area
Lot Size	3,920 sqft (0.089 acres)
Occupancy	Owner Occupied
Last Sale	$61,500 (2014)
Tax Bill	$1,282.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`D08-057266`
Alternative APNs	`050627.4-01-010-00` `D08SE067 00400`

Interior

Bedrooms	2 Beds
Full Baths	1 Baths
Total Rooms	5 Rooms
Building Area	1,162 sqft Living Area
1st Floor	1,162 sqft 1st Floor
Basement Area	1,152 sqft Basement
Stories	1 Stories

Exterior

Year Built	Built 1920
Architectural Style	Conventional Style
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Frame Construction
Lot Area	3,920 sqft (0.089 acres)
Depth X Width	85 ft x 48 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Type	Detached Garage
Garage Area	240 sqft Garage
Porch	Open Porch
Porch Area	160 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	HVAC Heating
Sewage	Sewage Connected
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Old Parcel Number	D08SE067 00400
Street Address	1325 E MAIN ST
City	TROY
State	OH
Zip	45373-3452
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	IL 6202 47.6
Legal Subdivision	TROY
Legal Lot Number	6202
Jurisdiction	MIAMI OH
Minor Civil Division	CONCORD
Census Blockgroup	5
Census Block	5008
Census Tract	365200

Owner

Source: Miami County records · APN D08-057266

Assessment roll updated January 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on File
Mailing Address	1325 E MAIN ST, TROY, OH 45373-3452
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 21, 2014 · Amount on Record
Deed Sale	Mar 21, 2014 · Amount on Record
Prior Sale	Dec 23, 2009 · Amount on Record
Deed Doc Number	404
Deed Book / Page	000499 / 000969
Record Refreshed	Jun 08, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	1325 E MAIN ST, TROY, OH 45373-3452
Transaction Type	Mortgage
Record Updated	Aug 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010228
Date	Jun 10, 2021
Instrument	2021OR-10228

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jul 01, 2041

Tax Assessment & Valuation

Source: Miami County records · Assessment roll updated January 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Concord Township
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,282.00 (+30.42%) Homeowner's exemption	$37,280 (+42.94%) Land $6,200 Building $31,080	$106,500 (+42.95%) Land $17,700 Building $88,800
2024	$983.00 (+2.29%) Homeowner's exemption	$26,080 (-) Land $6,480 Building $19,600
2023	$961.00 (+17.48%) Homeowner's exemption	$26,080 (-) Land $6,480 Building $19,600	$74,500 (-) Land $18,500 Building $56,000
2022	$818.00 Homeowner's exemption	$26,080 Land $6,480 Building $19,600	$74,500 Land $18,500 Building $56,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Miami County (39109C), updated March 10, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Low above 5% of the US · above 22% of Ohio
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.