Hamilton County property record for 1326 Ryland Ave, Cincinnati, OH 45237
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,634 sqft · built 1925 |
| Lot Size | 0.145 acres (6,316 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $125,000 (Apr 2023) |
| Tax Bill | $1,846 (2025) |
| Deeds & Mortgages | Dec 2022 Mortgage Apr 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 117-0004-0103-00 |
| Primary APN | 117-0004-0103-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,634 sqft Living Area |
| Gross Area | 2,508 sqft |
| 1st Floor Area | 778 sqft |
| 2nd Floor Area | 690 sqft |
| Attic | Attic |
| Attic Area | 166 sqft |
| Basement Area | 874 sqft |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 6,316 sqft (0.145 acres) |
| Lot Dimensions | 125 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed Frame Porch |
| Porch Area | 124 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 1326 RYLAND AVE |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45237-5220 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF6 |
| Legal Description | 1326 RYLAND AVE 50 X 125 LOT 16 RYLAND REALTY CO |
| Legal Subdivision | RYLAND REALTY CO |
| Legal Lot Number | 16 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 6400 |
Source: Hamilton County records, as of January 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1326 RYLAND AVE, CINCINNATI, OH 45237-5220 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| Dec 22, 2022 | Deed of Trust, Mortgage · Conventional Mortgage VISIO FINANCIAL SERVICES INC |
| Apr 26, 2023 | Warranty Deed, Transfer · Conventional Mortgage EMERY FCU |
| Oct 14, 2021 | Warranty Deed, Transfer · Commercial Mortgage WILDCAT LENDING FUND TWO LP |
| Sep 15, 2021 | Certificate of Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 26, 2023 · Amount on Record |
| Deed Sale | Apr 26, 2023 · Amount on Record |
| Prior Sale | Oct 14, 2021 · Amount on Record |
| Deed Document Number | 202327975 |
| Deed Book / Page | 14903 / 846 |
| Prior Transfer Date | Sep 15, 2021 |
| Prior Transfer Doc | 0000111169 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 1326 RYLAND AVE, CINCINNATI, OH 45237-5220 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000115953 |
|---|---|
| Date | Dec 22, 2022 |
| Book Page | 14819/2545 |
| Instrument | 2022-0115953 |
| Name | VISIO FINANCIAL SERVICES INC |
|---|---|
| Type | Funding / Finance Company |
| Address | AUSTIN, TX 78758 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 8.92% |
| Type Change Date | Jan 1, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 8.92% |
| Max Rate At Change | 11.9% |
| Index | 1-Year T-Bill |
| Max Rate | 14.9% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Apr 26, 2023 |
| Property Address | 1326 RYLAND AVE, CINCINNATI, OH 45237-5220 |
| Document Number | 0000027975 |
| Book / Page | 14903 / 846 |
| Map Reference | MB 26 PG 62 |
| Instrument Date | Apr 21, 2023 |
| Instrument | 2023-0027975 |
| Transaction Type | Transfer |
| Record Updated | May 24, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $250.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1326 RYLAND AVE, CINCINNATI, OH 45237-5220 |
| Document Number | 0000027976 |
|---|---|
| Date | Apr 26, 2023 |
| Instrument | 2023-0027976 |
| Name | EMERY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Oct 14, 2021 |
| Property Address | 1326 RYLAND AVE, CINCINNATI, OH 45237-5220 |
| Document Number | 0000124930 |
| Book / Page | 14523 / 2205 |
| Map Reference | MB 26 PG 62 |
| Instrument Date | Oct 13, 2021 |
| Instrument | 2021-0124930 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2640 KNIGHT AVE, CINCINNATI, OH 45212-1314 |
| Document Number | 0000124931 |
|---|---|
| Date | Oct 14, 2021 |
| Instrument | 2021-0124931 |
| Name | WILDCAT LENDING FUND TWO LP |
|---|---|
| Type | Non-Lending Institution |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Certificate of Transfer |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Sep 15, 2021 |
| Property Address | 1326 RYLAND AVE, CINCINNATI, OH 45237-5220 |
| Document Number | 0000111169 |
| Book / Page | 14502 / 1485 |
| Map Reference | MB 26 PG 62 |
| Instrument Date | Sep 15, 2021 |
| Instrument | 2021-0111169 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5860 WAYSIDE AVE, CINCINNATI, OH 45230-5134 |
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,846.00 (+2.96%) | $29,751 (+0.01%) Land $6,248 Building $23,503 | $85,000 (-) Land $17,850 Building $67,150 |
| 2024 | $1,793.00 (-5.53%) | $29,749 (-) Land $6,247 Building $23,502 | |
| 2023 | $1,898.00 (+17.16%) | $29,749 (+30.52%) Land $6,247 Building $23,502 | $85,000 (+30.53%) Land $17,850 Building $67,150 |
| 2022 | $1,620.00 | $22,792 Land $5,348 Building $17,444 | |
| 2020 | $65,120 Land $15,280 Building $49,840 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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