13239 Saddle Ridge Rd, Lakeside, CA 92040 Property Records

San Diego County property record for 13239 Saddle Ridge Rd, Lakeside, CA 92040

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,373 sqft · built 1974
Lot Size	0.8 acres (3,500 sqft)
Owner	2 Individual Names on File
Last Sale	$570,000 (Dec 2021)
Tax Bill	$8,017 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Dec 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`397-081-34-00`

Property Details

APN / Parcel Number

Primary APN	`397-081-34-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,373 sqft Living Area

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Lot Area	3,500 sqft (0.8 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	13239 SADDLE RIDGE RD
City	LAKESIDE
State	CA
Zip	92040-4729
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 34 TR 007561
Legal Subdivision	LEE MAR ACRES
Legal Tract	007561
Legal Block	1
Legal Lot Number	34
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1001
Census Tract	16810

Owner

13239 Saddle Ridge Rd is owned by two individuals who bought it in December 2021.

Source: San Diego County records, as of October 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	14560 CENTRAL AVE, BALDWIN PARK, CA 91706-4310
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2021	Grant Deed, Transfer · Conventional Mortgage SUN WEST MORTGAGE COMPANY INC
Dec 4, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 7, 2021 · Amount on File
Deed Sale	Dec 7, 2021 · Amount on File
Prior Sale	Jun 30, 2008 · Amount on File
Deed Document Number	2021829906
Prior Transfer Date	Apr 7, 2008
Prior Transfer Doc	0000201305
Record Updated	Oct 29, 2026

December 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 7, 2021
Property Address	13239 SADDLE RIDGE RD, LAKESIDE, CA 92040-4729
Document Number	0000829906
Map Reference	MAP 7561
Instrument Date	Nov 16, 2021
Instrument	2021-0829906
Transaction Type	Transfer
Record Updated	Dec 15, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	14560 CENTRAL AVE, BALDWIN PARK, CA 91706-4310

Mortgage

Document Number	0000829907
Date	Dec 7, 2021
Instrument	2021-0829907

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 4, 2018
Property Address	13239 SADDLE RIDGE RD, LAKESIDE, CA 92040-4729
Document Number	0000499094
Instrument Date	Nov 6, 2018
Instrument	499094
Transaction Type	Transfer
Record Updated	Dec 11, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2131 PASEO GRANDE EL CAJON CA 920193854, EL CAJON, CA 92019-3854

Tax Assessment & Valuation

The 2025 property tax bill for 13239 Saddle Ridge Rd was $8,017.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	Lakeside Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$616,982 (+2%) Land $318,737 Building $298,245
2025	$8,017.00	$604,886 Land $312,488 Building $292,398
2023	$7,528.00 (+1.85%)	$581,399 Land $300,354 Building $281,045
2022	$7,391.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 13239 Saddle Ridge Rd in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	9 (1980–2026)
Claims Outside the SFHA	6 of 9
Most Recent Claim	Jan 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13239 Saddle Ridge Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
AT&T DSL	100 / 20

May also be available: T-Mobile, Verizon, Wyyerd Connect.

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