13233 Saddle Ridge Rd, Lakeside, CA 92040 Property Records

San Diego County property record for 13233 Saddle Ridge Rd, Lakeside, CA 92040

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,373 sqft · built 1974
Lot Size0.85 acres (3,700 sqft)
OwnerIndividual Name on File
Last Sale$115,000 (Mar 1992)
Tax Bill$3,155 (2025)
Deeds & MortgagesOct 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN397-081-31-00

Property Details

APN / Parcel Number

Primary APN397-081-31-00

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area1,373 sqft Living Area

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Architectural StyleContemporary
Exterior MaterialStucco
Construction TypeFrame
Roof MaterialTar & Gravel
Lot Area3,700 sqft (0.85 acres)
Lot Dimensions96 ft deep x 51 ft wide
View / LotGood
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address13233 SADDLE RIDGE RD
CityLAKESIDE
StateCA
Zip92040-4729
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionLOT 31 TR 007561
Legal SubdivisionLEE MAR ACRES
Legal Tract007561
Legal Block1
Legal Lot Number31
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group1
Census Block1001
Census Tract16810

Owner

13233 Saddle Ridge Rd is owned and occupied by an individual who acquired it in December 2011.

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address13233 SADDLE RIDGE RD, LAKESIDE, CA 92040-4729
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 25, 1992 · Amount on File
Deed SaleMar 25, 1992 · Amount on File
Prior SaleSep 22, 1983 · Amount on File
Deed Document Number1992169615
Last Transfer DateDec 23, 2011
Transfer Doc0000707327
Record UpdatedOct 29, 2026

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address13233 SADDLE RIDGE RD, LAKESIDE, CA 92040-4729
Document Number0000552207
Instrument DateOct 26, 2017
Transaction TypeMortgage
Record UpdatedDec 5, 2017
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address13233 SADDLE RIDGE RD #D LAKESIDE CA 920404729, D, LAKESIDE, CA 92040-4729

Mortgage

Document Number0000552207
DateNov 29, 2017
Instrument552207
Lender
NameBANK OF THE WEST
TypeBank
AddressOMAHA, NE 68154
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueNov 28, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 13233 Saddle Ridge Rd was $3,155 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Secondary School DistrictGrossmont Union High School District (09 - 12)
Elementary School DistrictLakeside Union Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$207,387 (+2%) Land $64,250 Building $143,137
2025$3,155.00 Homeowner's exemption$203,322 Land $62,991 Building $140,331
2023$2,905.00 (+2.47%) Homeowner's exemption$195,429 Land $60,546 Building $134,883
2022$2,835.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 13233 Saddle Ridge Rd in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims9 (1980–2026)
Claims Outside the SFHA6 of 9
Most Recent ClaimJan 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13233 Saddle Ridge Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 96% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHELIX WATER DISTRICT
serves 277,918 people · EPA ID CA3710010
Water SourceSurface water
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
AT&T
DSL
100 / 20

May also be available: T-Mobile, Verizon, Wyyerd Connect.

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