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13232 Saddle Ridge Rd, Lakeside, CA 92040 Property Records

San Diego County property record for 13232 Saddle Ridge Rd, Lakeside, CA 92040 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 1974
Square Footage1,373 sqft Living Area
Lot Size3,700 sqft (0.85 acres)
OccupancyOwner Occupied
Last Sale$410,000 (2018)
Tax Bill$6,260.00 (2025)

Property Details

APN / Parcel Number

Primary APN397-081-02-00

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area1,373 sqft Living Area

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Lot Area3,700 sqft (0.85 acres)
Parking Spaces2 Parking Spaces
Garage TypeCarport Garage
CarportCarport

Location & Zoning

Street Address13232 SADDLE RIDGE RD
CityLAKESIDE
StateCA
Zip92040-4701
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 2 TR 007561
Legal SubdivisionLEE MAR ACRES
Legal Tract007561
Legal Block1
Legal Lot Number2
JurisdictionSAN DIEGO CA
Minor Civil DivisionSAN DIEGO
Census Blockgroup1
Census Block1001
Census Tract16810

Owner

Source: San Diego County records · APN 397-081-02-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address13232 SADDLE RIDGE RD, LAKESIDE, CA 92040-4701
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 14, 2025Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Nov 27, 2023Intrafamily Transfer, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jul 29, 2019Deed of Trust, Mortgage · Conventional Mortgage
JG WENTWORTH HM LNDG
Aug 29, 2018Grant Deed, Transfer · Conventional Mortgage
JG WENTWORTH HM LNDG
Jan 08, 2017Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Feb 02, 2017Quit Claim Deed, Transfer
FIDELITY NATIONAL TITLE, FIDELITY TITLE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 29, 2018 · Amount on Record
Deed SaleAug 29, 2018 · Amount on Record
Prior SaleNov 25, 1992 · Amount on Record
Deed Doc Number2018356979
Last Transfer DateNov 17, 2023
Transfer Doc0000326503
Record RefreshedSep 20, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address13232 SADDLE RIDGE RD, LAKESIDE, CA 92040-4701
Transaction TypeMortgage
Record UpdatedOct 28, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address13232 SADDLE RIDGE RD, LAKESIDE, CA 92040-4701

Mortgage

Document Number0000285173
DateOct 14, 2025
Instrument2025-0285173
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2055

November 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateNov 27, 2023
Property Address13232 SADDLE RIDGE RD, LAKESIDE, CA 92040-4701
Document Number0000326503
Map ReferenceMAP 7561
Instrument DateNov 17, 2023
Instrument2023-0326503
Transaction TypeTransfer
Record UpdatedDec 07, 2023
Title CompanyAMROCK INC, AMROCK

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address13232 SADDLE RIDGE RD, LAKESIDE, CA 92040-4701

Mortgage

Document Number0000326504
DateNov 27, 2023
Instrument2023-0326504
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2053

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address13232 SADDLE RIDGE RD, LAKESIDE, CA 92040-4701
Document Number0000042303
Instrument DateJul 29, 2019
Transaction TypeMortgage
Record UpdatedFeb 12, 2020
Title CompanySOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address13232 SADDLE RIDGE RD LAKESIDE CA 920404701, LAKESIDE, CA 92040-4701

Mortgage

Document Number0000042303
DateJan 27, 2020
Instrument42303
Lender
NameJG WENTWORTH HM LNDG
AddressWOODBRIDGE, VA 22192
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 26, 2050

August 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateAug 29, 2018
Property Address13232 SADDLE RIDGE RD, LAKESIDE, CA 92040-4701
Document Number0000356979
Instrument DateAug 01, 2018
Instrument356979
Transaction TypeTransfer
Record UpdatedSep 06, 2018
Title CompanyLAWYERS TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$451.00
Amount AccuracyFull Value
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address13232 SADDLE RIDGE RD LAKESIDE CA 920404701, LAKESIDE, CA 92040-4701

Mortgage

Document Number356980
DateAug 29, 2018
Instrument356980
Lender
NameJG WENTWORTH HM LNDG
AddressWOODBRIDGE, VA 22192
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 28, 2048

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address13232 SADDLE RIDGE RD, LAKESIDE, CA 92040-4701
Document Number0000025755
Instrument DateJan 08, 2017
Transaction TypeMortgage
Record UpdatedJan 24, 2017
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address13232 SADDLE RIDGE RD LAKESIDE CA 920404701, LAKESIDE, CA 92040-4701

Mortgage

Document Number0000025755
DateJan 18, 2017
Instrument25755
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJan 17, 2032

February 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateFeb 02, 2017
Property Address13232 SADDLE RIDGE RD, LAKESIDE, CA 92040-4701
Document Number0000054706
Instrument DateDec 23, 2016
Instrument54706
Transaction TypeTransfer
Record UpdatedNov 16, 2018
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address13232 SADDLE RIDGE RD LAKESIDE CA 920404701, LAKESIDE, CA 92040-4701

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Secondary School DistrictGrossmont Union High School District (09 - 12)
Elementary School DistrictLakeside Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$466,388 (+2%) Land $284,453 Building $181,935
2025$6,260.00 (+6.86%)$457,244 (+4.04%) Land $278,876 Building $178,368
2023$5,858.00 (+1.93%)$439,491 Land $268,048 Building $171,443
2022$5,747.00

Flood & Wildfire

13232 Saddle Ridge Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · San Diego County (06073C), updated September 3, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

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