San Diego County property record for 13235 Saddle Ridge Rd, Lakeside, CA 92040
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,373 sqft · built 1974 |
| Lot Size | 0.99 acres (4,300 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $128,000 (May 1992) |
| Tax Bill | $3,428 (2025) |
| Deeds & Mortgages | Jun 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 397-081-32-00 |
| Primary APN | 397-081-32-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,373 sqft Living Area |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Architectural Style | Conventional |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Material | Gravel |
| Lot Area | 4,300 sqft (0.99 acres) |
| View / Lot | Good |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 13235 SADDLE RIDGE RD |
|---|---|
| City | LAKESIDE |
| State | CA |
| Zip | 92040-4729 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | LOT 32 TR 007561 |
| Legal Subdivision | LEE MAR ACRES |
| Legal Tract | 007561 |
| Legal Block | 1 |
| Legal Lot Number | 32 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 16810 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 13235 SADDLE RIDGE RD, LAKESIDE, CA 92040-4729 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 11, 1992 · Amount on Record |
| Deed Sale | May 11, 1992 · Amount on Record |
| Prior Sale | Sep 27, 1985 · Amount on Record |
| Deed Document Number | 1992281222 |
| Last Transfer Date | Oct 7, 2003 |
| Transfer Doc | 0001299478 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 13235 SADDLE RIDGE RD, LAKESIDE, CA 92040-4729 |
| Document Number | 0000265573 |
| Instrument Date | Jun 24, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2019 |
| Title Company | WFG LENDER SERVICES, WFG LENDER SVCS |
| Name | Verified Name |
|---|---|
| Address | 13235 SADDLE RIDGE RD LAKESIDE CA 920404729, LAKESIDE, CA 92040-4729 |
| Document Number | 0000265573 |
|---|---|
| Date | Jul 3, 2019 |
| Instrument | 265573 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | TAMPA, FL 33634 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Secondary School District | Grossmont Union High School District (09 - 12) |
| Elementary School District | Lakeside Union Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $230,839 (+2%) Land $97,385 Building $133,454 | |
| 2025 | $3,428.00 (+8.31%) Homeowner's exemption | $226,314 (+4.04%) Land $95,476 Building $130,838 |
| 2023 | $3,165.00 (+2.36%) Homeowner's exemption | $217,527 Land $91,769 Building $125,758 |
| 2022 | $3,092.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 9 (1980–2026) |
| Claims Outside the SFHA | 6 of 9 |
| Most Recent Claim | Jan 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010 |
|---|---|
| Water Source | Surface water |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| AT&T DSL | 100 / 20 |
May also be available: T-Mobile, Verizon, Wyyerd Connect.
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