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13243 Saddle Ridge Rd, Lakeside, CA 92040 Property Records

San Diego County property record for 13243 Saddle Ridge Rd, Lakeside, CA 92040

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,373 sqft · built 1974
Lot Size0.74 acres (3,200 sqft)
Owner2 Individual Names on Record
Last Sale$664,000 (Jan 2025)
Tax Bill$4,992 (2025)
Deeds & MortgagesMar 2023 Transfer
Feb 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN397-081-36-00

Property Details

APN / Parcel Number

Primary APN397-081-36-00

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area1,373 sqft Living Area

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Exterior MaterialStucco
Construction TypeFrame
Roof MaterialBuilt-Up Asphalt
Lot Area3,200 sqft (0.74 acres)
View / LotGood
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address13243 SADDLE RIDGE RD
CityLAKESIDE
StateCA
Zip92040-4702
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionLOT 36 TR 007561
Legal SubdivisionLEE MAR ACRES
Legal Tract007561
Legal Block1
Legal Lot Number36
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group1
Census Block1001
Census Tract16810

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address13243 SADDLE RIDGE RD, LAKESIDE, CA 92040-4702
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Mar 3, 2023Intrafamily Transfer, Transfer
Feb 28, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 10, 2025 · Amount on Record
Deed SaleJan 10, 2025 · Amount on Record
Prior SaleNov 26, 2013 · Amount on Record
Deed Document Number20257847
Prior Transfer DateFeb 22, 2023
Prior Transfer Doc0000054764
Record UpdatedOct 29, 2026

March 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateMar 3, 2023
Property Address13243 SADDLE RIDGE RD, LAKESIDE, CA 92040-4702
Document Number0000054764
Map ReferenceMAP 7561
Instrument DateFeb 22, 2023
Instrument2023-0054764
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address13243 SADDLE RIDGE RD, LAKESIDE, CA 92040-4702
InvestorPossibly a Property Investor

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address13243 SADDLE RIDGE RD, LAKESIDE, CA 92040-4702
Document Number0000114056
Instrument DateFeb 28, 2020
Transaction TypeMortgage
Record UpdatedMar 16, 2020
Title CompanyCHICAGO TITLE COMPANY-SD, CHICAGO TITLE CO-SD

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address823 SADDLE RIDGE RD LAKESIDE CA 92040, LAKESIDE, CA 92040

Mortgage

Document Number0000114056
DateMar 4, 2020
Instrument114056
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 3, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Secondary School DistrictGrossmont Union High School District (09 - 12)
Elementary School DistrictLakeside Union Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$677,280 (+89.35%) Land $510,000 Building $167,280
2025$4,992.00 (-40.14%) Homeowner's exemption$357,684 (+4.04%) Land $137,832 Building $219,852
2023$8,339.00 (+1.28%) Homeowner's exemption$343,797 Land $132,481 Building $211,316
2022$8,234.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims9 (1980–2026)
Claims Outside the SFHA6 of 9
Most Recent ClaimJan 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 96% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHELIX WATER DISTRICT
serves 277,918 people · EPA ID CA3710010
Water SourceSurface water
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 100
AT&T
DSL		100 / 20

May also be available: T-Mobile, Verizon, Wyyerd Connect.

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