1323 N Waterloo St, Jackson, MI 49202 Property Records

Jackson County property record for 1323 N Waterloo St, Jackson, MI 49202

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 910 sqft · built 1920
Lot Size	0.718 acres (31,276 sqft)
Owner	Individual Name on Record
Last Sale	$115,000 (Oct 2021)
Tax Bill	$2,168 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage May 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8-183300000`

Property Details

APN / Parcel Number

Primary APN	`8-183300000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	910 sqft Living Area
1st Floor Area	910 sqft
Basement Area	880 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Lot Area	31,276 sqft (0.718 acres)
Lot Dimensions	391 ft deep x 80 ft wide
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Street Address	1323 N WATERLOO ST
City	JACKSON
State	MI
Zip	49202-2418
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	1834 S 80 FT OF LOT 2 HAMMOND'S ADD
Legal Subdivision	HAMMONDS ADD
Legal Lot Number	2
Legal Unit	2
Jurisdiction	JACKSON MI
Township / Civil Division	JACKSON
Census Block Group	2
Census Block	2000
Census Tract	6900

Owner

Source: Jackson County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1323 N WATERLOO ST, JACKSON, MI 49202-2418
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2021	Warranty Deed, Transfer · FHA Mortgage CALIBER HOME LOANS INC
May 10, 2019	Warranty Deed, Transfer · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
May 19, 2017	Deed of Trust, Mortgage · Conventional Mortgage INDEPENDENT BANK INDEPENDENT BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 28, 2021 · Amount on Record
Deed Sale	Oct 28, 2021 · Amount on Record
Prior Sale	May 10, 2019 · Amount on Record
Deed Document Number	20212897618
Deed Book / Page	2198 / 1028
Record Updated	Oct 29, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MI
Recording Date	Oct 28, 2021
Property Address	1323 N WATERLOO ST, JACKSON, MI 49202-2418
Document Number	0002897618
Book / Page	2198 / 1028
Map Reference	KB 4 PG 18
Instrument Date	Oct 20, 2021
Instrument	2897618
Transaction Type	Transfer
Record Updated	Aug 2, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$989.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1323 N WATERLOO ST, JACKSON, MI 49202-2418

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5631 DENNING RD, NORTH ADAMS, MI 49262-9705

Mortgage

Document Number	0021981029
Date	Oct 28, 2021
Instrument	2198-1029

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MI
Recording Date	May 10, 2019
Property Address	1323 N WATERLOO ST, JACKSON, MI 49202-2418
Document Number	0002823091
Book / Page	2141 / 0603
Map Reference	LB 4 PG 18
Instrument Date	May 3, 2019
Instrument	2823091
Transaction Type	Transfer
Record Updated	Jun 24, 2022
Title Company	BARRISTERS SETTLEMENTS & TTL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$731.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1323 N WATERLOO ST, 1323, JACKSON, MI 49202-2418

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3578 NASH DR, JACKSON, MI 49201-9145
Investor	Possibly a Property Investor

Mortgage

Document Number	0021410604
Date	May 10, 2019
Instrument	2141-0604

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MI
Property Address	1323 N WATERLOO ST, JACKSON, MI 49202-2418
Document Number	0002770571
Instrument Date	May 19, 2017
Transaction Type	Mortgage
Record Updated	Aug 20, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1323 N ST

Mortgage

Document Number	0002770571
Date	May 26, 2017
Book Page	002101/000083
Instrument	2770571

Lender

Name	INDEPENDENT BANK INDEPENDENT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Jackson County
Municipality	Jackson City
Unified School District	Jackson Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$79,600 (+10.71%)	$159,200 (+10.71%)
2025	$2,168.00 (-16.84%)	$71,900 (+39.61%)	$143,800 (+39.61%)
2024	$2,607.00 (+10.23%)
2023		$51,500	$103,000
2022	$2,365.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JACKSON serves 33,165 people · EPA ID MI0003470
Water Source	Groundwater influenced by surface water
Last State Inspection	Mar 2022
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Dec 2020
Monitoring and Reporting	21 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Great Lakes High Speed, Xfinity.

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