1314 N Waterloo St, Jackson, MI 49202 Property Records

Jackson County property record for 1314 N Waterloo St, Jackson, MI 49202

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 660 sqft · built 1940
Lot Size	0.256 acres (11,151 sqft)
Owner	Individual Name on Record
Last Sale	$69,000 (May 2019)
Tax Bill	$1,063 (2025)
Deeds & Mortgages	Mar 2021 Mortgage May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8-190700000`

Property Details

APN / Parcel Number

Primary APN	`8-190700000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	660 sqft Living Area
1st Floor Area	660 sqft
Basement Area	660 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Bungalow
Lot Area	11,151 sqft (0.256 acres)
Lot Dimensions	223 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1314 N WATERLOO ST
City	JACKSON
State	MI
Zip	49202-2419
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	1905.2A S 50 FT OF LOT 22 EX W 44 FT HAMMOND'S ADD
Legal Subdivision	FT HAMMONDS ADD
Legal Lot Number	22
Legal Unit	22
Jurisdiction	JACKSON MI
Township / Civil Division	JACKSON
Census Block Group	2
Census Block	2001
Census Tract	6900

Owner

Source: Jackson County records, as of June 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1314 N WATERLOO ST, JACKSON, MI 49202-2419
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE CENTER LLC
May 9, 2019	Personal Representative Deed, Transfer · Conventional Mortgage MORTGAGE CENTER LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 9, 2019 · Amount on Record
Deed Sale	May 9, 2019 · Amount on Record
Deed Document Number	20192822960
Deed Book / Page	2141 / 472
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MI
Property Address	1314 N WATERLOO ST, JACKSON, MI 49202-2419
Transaction Type	Mortgage
Record Updated	Aug 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002877223
Date	Mar 22, 2021
Book Page	2183/133
Instrument	2877223

Lender

Name	MORTGAGE CENTER LLC
Type	Mortgage Company
Address	SOUTHFIELD, MI 48076

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2036

May 2019: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	JACKSON MI
Recording Date	May 9, 2019
Property Address	1314 N WATERLOO ST, JACKSON, MI 49202-2419
Document Number	0002822960
Book / Page	2141 / 0472
Map Reference	LB 4 PG 18
Instrument Date	May 3, 2019
Instrument	2822960
Transaction Type	Transfer
Record Updated	Jun 24, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$593.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2735 S WAGNER RD UNIT 58, 58, ANN ARBOR, MI 48103-8734

Mortgage

Document Number	0021410473
Date	May 9, 2019
Instrument	2141-0473

Lender

Name	MORTGAGE CENTER LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Jackson County
Municipality	Jackson City
Unified School District	Jackson Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$43,700 (+9.52%)	$87,400 (+9.52%)
2025	$1,063.00 (-16.82%)	$39,900 (+4%)	$79,800 (+4%)
2024	$1,278.00 (+9.14%)
2023		$28,500	$57,000
2022	$1,171.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JACKSON serves 33,165 people · EPA ID MI0003470
Water Source	Groundwater influenced by surface water
Last State Inspection	Mar 2022
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Dec 2020
Monitoring and Reporting	21 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 433 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL in parts of the area	25 / 3

May also be available: Great Lakes High Speed, Xfinity.

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