1315 N Waterloo St, Jackson, MI 49202 Property Records

Jackson County property record for 1315 N Waterloo St, Jackson, MI 49202

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,368 sqft · built 1900
Lot Size	0.592 acres (25,788 sqft)
Owner	Individual Name on Record
Last Sale	$83,400 (Jul 2020)
Tax Bill	$1,985 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8-183700000`

Property Details

APN / Parcel Number

Primary APN	`8-183700000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,368 sqft Living Area
1st Floor Area	1,224 sqft
Basement Area	864 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Lot Area	25,788 sqft (0.592 acres)
Lot Dimensions	391 ft deep x 66 ft wide
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1315 N WATERLOO ST
City	JACKSON
State	MI
Zip	49202-2418
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	S 4 RDS OF LOT 3 HAMMOND'S ADD
Legal Subdivision	HAMMONDS ADD
Legal Lot Number	3
Legal Unit	3
Jurisdiction	JACKSON MI
Township / Civil Division	JACKSON
Census Block Group	2
Census Block	2000
Census Tract	6900

Owner

Source: Jackson County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1315 N WATERLOO ST, JACKSON, MI 49202-2418
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 9, 2020 · Amount on Record
Deed Sale	Jul 9, 2020 · Amount on Record
Deed Document Number	20202854124
Deed Book / Page	2165 / 435
Record Updated	Oct 29, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MI
Recording Date	Jul 9, 2020
Property Address	1315 N WATERLOO ST, JACKSON, MI 49202-2418
Document Number	0002854124
Book / Page	002165 / 000435
Instrument Date	Jul 1, 2020
Instrument	2854124
Transaction Type	Transfer
Record Updated	Jul 27, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1315 N WATERLOO ST JACKSON MI 492022418, JACKSON, MI 49202-2418

Mortgage

Document Number	2854125
Date	Jul 9, 2020
Book Page	002165/000436
Instrument	2854125

Lender

Name	OTHER INSTITUTIONAL LENDERS
Type	Bank

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Jackson County
Municipality	Jackson City
Unified School District	Jackson Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$79,100 (+11.25%)	$158,200 (+11.25%)
2025	$1,985.00 (-16.84%)	$71,100 (+37.79%)	$142,200 (+37.79%)
2024	$2,387.00 (+9.1%)
2023		$51,600	$103,200
2022	$2,188.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JACKSON serves 33,165 people · EPA ID MI0003470
Water Source	Groundwater influenced by surface water
Last State Inspection	Mar 2022
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Dec 2020
Monitoring and Reporting	21 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Great Lakes High Speed, Xfinity.

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