Jackson County property record for 1321 N Waterloo St, Jackson, MI 49202
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,200 sqft · built 1910 |
| Lot Size | 0.889 acres (38,725 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,589 (2025) |
| Deeds & Mortgages | Aug 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 8-183600000 |
| Primary APN | 8-183600000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,200 sqft Living Area |
| 1st Floor Area | 808 sqft |
| Basement Area | 808 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Lot Area | 38,725 sqft (0.889 acres) |
| Lot Dimensions | 391 ft deep x 99 ft wide |
| Garage Area | 1,070 sqft |
| Parking Spaces | 4 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 1321 N WATERLOO ST |
|---|---|
| City | JACKSON |
| State | MI |
| Zip | 49202-2418 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | LOT 3 EX S 4 RDS HAMMOND'S ADD |
| Legal Subdivision | RDS HAMMONDS ADD |
| Legal Lot Number | 3 |
| Legal Unit | 3 |
| Jurisdiction | JACKSON MI |
| Township / Civil Division | JACKSON |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 6900 |
1321 N Waterloo St is owned and occupied by an individual.
Source: Jackson County records, as of July 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1321 N WATERLOO ST, JACKSON, MI 49202-2418 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JACKSON MI |
| Recording Date | Aug 12, 2022 |
| Property Address | 1321 N WATERLOO ST, JACKSON, MI 49202-2418 |
| Document Number | 0002921271 |
| Book / Page | 2216 / 1280 |
| Map Reference | LB 4 PG 18 |
| Instrument Date | Aug 9, 2022 |
| Instrument | 2921271 |
| Transaction Type | Transfer |
| Record Updated | Aug 2, 2023 |
| Title Company | MIDSTATE TITLE AGENCY/STHRN, MIDSTATE TTL AGCY OF SOUTHER |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $915.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1321 N WATERLOO ST, JACKSON, MI 49202-2418 |
| Name | Verified Name |
|---|---|
| Address | 401 E PORTER ST, ALBION, MI 49224-1807 |
| Document Number | 0022161281 |
|---|---|
| Date | Aug 12, 2022 |
| Instrument | 2216-1281 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2052 |
The 2025 property tax bill for 1321 N Waterloo St was $2,589 with a homeowner's exemption, down 16.9% from the year before.
Source: Jackson County assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Jackson County |
| Municipality | Jackson City |
| Unified School District | Jackson Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $88,600 (+7.65%) | $177,200 (+7.65%) | |
| 2025 | $2,589.00 (-16.86%) | $82,300 | $164,600 |
| 2024 | $3,114.00 | ||
| 2023 | $58,800 | $117,600 | |
| 2022 | $1,712.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1321 N Waterloo St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 3, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1321 N Waterloo St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JACKSON serves 33,165 people · EPA ID MI0003470 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Mar 2022 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | No certified operator Dec 2020 |
| Monitoring and Reporting | 21 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Great Lakes High Speed, Xfinity.
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