1400 N Waterloo St, Jackson, MI 49202 Property Records

Jackson County property record for 1400 N Waterloo St, Jackson, MI 49202

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,253 sqft · built 1962
Lot Size	0.461 acres (20,081 sqft)
Owner	Individual Name on File
Last Sale	$139,000 (Aug 2006)
Tax Bill	$2,061 (2025)
Deeds & Mortgages	Oct 2022 Mortgage Jun 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8-1908.2000`

Property Details

APN / Parcel Number

Primary APN	`8-1908.2000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,253 sqft Living Area
1st Floor Area	1,253 sqft
Basement Area	1,253 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Ranch
Lot Area	20,081 sqft (0.461 acres)
Lot Dimensions	268 ft deep x 75 ft wide
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1400 N WATERLOO ST
City	JACKSON
State	MI
Zip	49202-2421
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	N 75 FT OF LOT 24 HAMMOND'S ADD
Legal Subdivision	HAMMONDS ADD
Legal Lot Number	24
Legal Unit	24
Jurisdiction	JACKSON MI
Township / Civil Division	JACKSON
Census Block Group	2
Census Block	2001
Census Tract	6900

Owner

1400 N Waterloo St is owned and occupied by an individual who acquired it in January 2016.

Source: Jackson County records, as of June 29, 2026

Owner of Record	Individual Name on File
Mailing Address	1400 N WATERLOO ST, JACKSON, MI 49202-2421
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2022	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Jun 5, 2018	Deed of Trust, Mortgage · Conventional Mortgage ANN ARBOR STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 17, 2006 · Amount on File
Deed Sale	Aug 17, 2006 · Amount on File
Prior Sale	Jun 24, 2004 · Amount on File
Deed Document Number	20062449598
Deed Book / Page	1854 / 799
Last Transfer Date	Jan 20, 2016
Transfer Doc	0002730397
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MI
Property Address	1400 N WATERLOO ST, JACKSON, MI 49202-2421
Transaction Type	Mortgage
Record Updated	Aug 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1400 N WATERLOO ST, JACKSON, MI 49202-2421

Mortgage

Document Number	0002925720
Date	Oct 21, 2022
Book Page	2220/529
Instrument	2925720

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MI
Property Address	1400 N WATERLOO ST, JACKSON, MI 49202-2421
Transaction Type	Mortgage
Record Updated	Jun 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002797936
Date	Jun 5, 2018
Book Page	2122/0148
Instrument	2797936

Lender

Name	ANN ARBOR STATE BANK
Type	Bank
Address	ANN ARBOR, MI 48104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1400 N Waterloo St was $2,061 with a homeowner's exemption, down 16.8% from the year before.

Source: Jackson County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Jackson County
Municipality	Jackson City
Unified School District	Jackson Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$115,000 (+17.35%)	$230,000 (+17.35%)
2025	$2,061.00 (-16.83%)	$98,000	$196,000
2024	$2,478.00
2023		$71,700	$143,400
2022	$2,272.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1400 N Waterloo St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 3, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1400 N Waterloo St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JACKSON serves 33,165 people · EPA ID MI0003470
Water Source	Groundwater influenced by surface water
Last State Inspection	Mar 2022
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Dec 2020
Monitoring and Reporting	21 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Great Lakes High Speed, Xfinity.

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