Spokane County property record for 13129 E Copper River Ln, Spokane, WA 99206
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,272 sqft · built 2026 |
| Lot Size | 0.322 acres (14,016 sqft) |
| Owner | Company Name on File |
| Last Sale | $69,900 (Aug 2025) |
| Tax Bill | $14 (2026) |
| Deeds & Mortgages | Apr 2026 Construction Loan Mar 2023 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 45344.0643 |
| Primary APN | 45344.0643 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Building Area | 3,272 sqft Living Area |
| Gross Area | 4,032 sqft |
| 1st Floor Area | 1,831 sqft |
| Basement Area | 1,441 sqft |
| Finished Basement | 1,441 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2026 |
|---|---|
| Effective Year Built | Effective 2026 |
| Architectural Style | Ranch |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 14,016 sqft (0.322 acres) |
| Garage Type | Attached |
| Garage Area | 760 sqft |
| Deck Area | Deck Area |
| Heating System | Heat Pump |
|---|
| Street Address | 13127 E COPPER RIVER LN |
|---|---|
| City | SPOKANE |
| State | WA |
| Zip | 99206-7057 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LDR |
| Legal Description | ELK RIDGE HEIGHTS ALTERATION LOT 1 (AFN#6665131) |
| Legal Subdivision | ELK RIDGE HEIGHTS |
| Legal Lot Number | 1 |
| Jurisdiction | SPOKANE WA |
| Township / Civil Division | SPOKANE |
| Census Block Group | 4 |
| Census Block | 4014 |
| Census Tract | 12402 |
Source: Spokane County records · APN 45344.0643
Assessment roll updated June 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 4219 W BUSH DR, SPOKANE, WA 99208-4694 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Apr 29, 2026 | Deed of Trust, Mortgage · Construction Mortgage NC FINANCIAL SERVICES LLC |
| Mar 07, 2023 | Warranty Deed, Transfer FIRST AMERICAN TITLE |
| Mar 07, 2023 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 01, 2025 · Amount on Record |
| Deed Sale | Aug 01, 2025 · Amount on Record |
| Prior Sale | Mar 07, 2023 · Amount on Record |
| Deed Document Number | 20257432078 |
| Prior Transfer Date | Mar 02, 2023 |
| Prior Transfer Doc | 0007271371 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOKANE WA |
| Recording Date | Apr 29, 2026 |
| Property Address | 13129 E COPPER RIVER LN, SPOKANE, WA 99206-7057 |
| Document Number | 0007485248 |
| Instrument Date | Apr 24, 2026 |
| Instrument | 20267485248 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | SIMPLIFILE |
| Name | Verified Name |
|---|---|
| Relationship | Company, 103 |
| Address | 4219 W BUSH DR, SPOKANE, WA 99208-4694 |
| Document Number | 0007485248, |
|---|---|
| Date | Apr 29, 2026 |
| Instrument | 20267485248 |
| Name | NC FINANCIAL SERVICES LLC |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 24 Months |
| Due | May 01, 2028 |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SPOKANE WA |
| Recording Date | Mar 07, 2023 |
| Property Address | 13129 E COPPER RIVER LN, SPOKANE, WA 99206-7057 |
| Document Number | 0007271413 |
| Map Reference | VOL 33 PG 96-103 |
| Instrument Date | Mar 02, 2023 |
| Instrument | 7271413 |
| Transaction Type | Transfer |
| Record Updated | Mar 14, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $9,740.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SPOKANE WA |
| Recording Date | Mar 07, 2023 |
| Property Address | 13129 E COPPER RIVER LN, SPOKANE, WA 99206-7057 |
| Document Number | 0007271371 |
| Map Reference | VOL 39 PG 89 |
| Instrument Date | Mar 02, 2023 |
| Instrument | 7271371 |
| Transaction Type | Transfer |
| Record Updated | Mar 14, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Spokane County records · Assessment roll updated June 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Spokane County |
| Unified School District | Central Valley School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $14.00 (+27.27%) | $68,250 (+68,15%) Land $68,250 | $68,250 (+68,15%) Land $68,250 |
| 2025 | $11.00 (-8.33%) | $100 (-) Land $100 | $100 (-) Land $100 |
| 2024 | $100 (-) Land $100 | $100 (-) Land $100 | |
| 2023 | $12.00 Additional exemption filed | $100 Land $100 | $100 Land $100 |
| 2022 | $12.00 Additional exemption filed |
Source: FEMA National Flood Hazard Layer as of September 27, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Moderate above 45% of the US · lower than 65% of Washington |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Wired or Wireless Fixed Wireless · not low latency | 200 / 40 |
| Lumen Technologies DSL | 140 / 20 |
| Concept Communications Fixed Wireless | 100 / 20 |
May also be available: AT&T, Verizon.
Based on FCC filings for 108 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SPO CO WATER DIST 3 SYS 1 serves 19,035 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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