Miami County property record for 1315 E Main St, Troy, OH 45373 · Last verified March 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,504 sqft · built 1920 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | Individual Name on File |
| Last Sale | $125,000 (Jan 2026) |
| Tax Bill | $2,051 (2025) |
| Deeds & Mortgages | Jan 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | D08-057261 |
| Primary APN | D08-057261 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,504 sqft Living Area |
| 1st Floor Area | 1,148 sqft |
| Attic Area | 356 sqft |
| Basement Area | 1,148 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Lot Area | 11,326 sqft (0.26 acres) |
| Lot Dimensions | 150 ft deep x 75 ft wide |
| Garage Type | Detached |
| Garage Area | 380 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
|---|---|
| Porch Area | 144 sqft |
| Deck Area | 200 sqft |
| Patio Area | 200 sqft |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Old Parcel Number | D08SE066 00800 |
|---|---|
| Street Address | 1315 E MAIN ST |
| City | TROY |
| State | OH |
| Zip | 45373-3451 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | IL 6198 |
| Legal Lot Number | 6198 |
| Jurisdiction | MIAMI OH |
| Township / Civil Division | CONCORD |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 365200 |
Source: Miami County records · APN D08-057261
Assessment roll updated January 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1315 E MAIN ST, TROY, OH 45373-3451 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 16, 2026 · Amount on Record |
| Deed Sale | Jan 16, 2026 · Amount on Record |
| Deed Document Number | 2026OR-00715 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | Jan 16, 2026 |
| Property Address | 1315 E MAIN ST, TROY, OH 45373-3451 |
| Document Number | 0000000715 |
| Map Reference | VOL 10 PG 148 |
| Instrument Date | Jan 15, 2026 |
| Instrument | 2026OR-00715 |
| Transaction Type | Transfer |
| Record Updated | Jan 29, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1315 E MAIN ST, TROY, OH 45373-3451 |
| Document Number | 0000000716 |
|---|---|
| Date | Jan 16, 2026 |
| Instrument | 2026OR-00716 |
| Name | EQUITY RESOURCES INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2056 |
Source: Miami County records · Assessment roll updated January 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Miami County |
| County Subdivision | Concord Township |
| Municipality | Troy City |
| Unified School District | Troy City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,051.00 (+27.87%) | $58,350 (+40.06%) Land $10,710 Building $47,640 | $166,700 (+40.08%) Land $30,600 Building $136,100 |
| 2024 | $1,604.00 (+33.89%) | $41,660 (-) Land $11,170 Building $30,490 | |
| 2023 | $1,198.00 (-8.34%) Homeowner's exemption | $41,660 (-) Land $11,170 Building $30,490 | $119,000 (-) Land $31,900 Building $87,100 |
| 2022 | $1,307.00 Homeowner's exemption | $41,660 Land $11,170 Building $30,490 | $119,000 Land $31,900 Building $87,100 |
Source: FEMA National Flood Hazard Layer, Miami County (39109C), updated March 10, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 391093652001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1981–1990) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Dec 1990, river or lake flooding |
| Wildfire Risk | Low above 6% of the US · above 28% of Ohio |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 5 locations within about half a mile of this property, a small sample
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Frontier | Fiber | 7,000 / 7,000 |
| Metronet Holdings | Fiber | 5,120 / 5,120 |
| Spectrum | Cable | 1,000 / 35 |
| Verizon | Fixed Wireless | 300 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
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