13170 Rancho Heights Rd, Pala, CA 92059 Property Records

San Diego County property record for 13170 Rancho Heights Rd, Pala, CA 92059 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 5,188 sqft · built 2006
Lot Size12 acres (526,205 sqft)
Owner2 Individual Names on File
Last Sale$1,600,000 (Nov 2025)
Tax Bill$7,437 (2025)
Deeds & MortgagesNov 2024 Line of Credit
Nov 2025 Sale & Mortgage
Flood ZoneZone D (undetermined)
APN109-381-06-00

Property Details

APN / Parcel Number

Primary APN109-381-06-00
Alternative APN
  • 1091005700

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area5,188 sqft Living Area

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Lot Area526,205 sqft
Parking Spaces3 Parking Spaces

Location & Zoning

Old Parcel Number1091005700
Street Address13170 RANCHO HEIGHTS RD
CityPALA
StateCA
Zip92059-1850
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPAR 4 TR PM02852
Legal Tract2852
Legal Block2
JurisdictionSAN DIEGO CA
Township / Civil DivisionPAUMA VALLEY
Census Block Group2
Census Block2008
Census Tract19108

Owner

Source: San Diego County records · APN 109-381-06-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address13170 RANCHO HEIGHTS RD, PALA, CA 92059-1850
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Nov 19, 2024Deed of Trust, Mortgage · Line of Credit
DOWNEY FCU
Nov 03, 2025Grant Deed, Transfer · Conventional Mortgage
PNC BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 03, 2025 · Amount on Record
Deed SaleNov 03, 2025 · Amount on Record
Prior SaleFeb 22, 2012 · Amount on Record
Deed Document Number2025309951
Prior Transfer DateFeb 16, 2006
Prior Transfer Doc0000337712
Record UpdatedSep 20, 2026

November 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address13170 RANCHO HEIGHTS RD, PALA, CA 92059-1850
Transaction TypeMortgage
Record UpdatedApr 02, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address13170 RANCHO HEIGHTS RD, PALA, CA 92059-1850

Mortgage

Document Number0000321123
DateNov 19, 2024
Instrument2024-0321123
Lender
NameDOWNEY FCU
TypeCredit Union
AddressDOWNEY, CA 90241
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueNov 18, 2044
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2025: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateNov 03, 2025
Property Address13170 RANCHO HEIGHTS RD, PALA, CA 92059-1850
Document Number0000309951
Map ReferenceMB 1288 PG 389
Instrument DateOct 03, 2025
Instrument2025-0309951
Transaction TypeTransfer
Record UpdatedApr 02, 2026
Title CompanyFIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address13170 RANCHO HEIGHTS RD, PALA, CA 92059-1850

Mortgage

Document Number0000309952
DateNov 03, 2025
Instrument2025-0309952
Lender
NamePNC BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2055

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictValley Center-Pauma Unified School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed Value
2026$1,600,000 (+135.18%) Land $600,000 Building $1,000,000
2025$7,437.00 (+1.96%)$680,320 (+4.04%) Land $301,446 Building $378,874
2023$7,294.00 (+1.43%)$653,905 Land $289,742 Building $364,163
2022$7,191.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone D
Flood HazardUndetermined
not studied
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskExtreme
above 100% of the US · above 98% of California
Wildfire LikelihoodAbout 1 in 21 per year
ExposureDirect
burnable vegetation at the parcel

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; lenders make the official flood determination.

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