San Diego County property record for 13057 Rancho Heights Rd, Pala, CA 92059 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,812 sqft · built 2018 |
| Lot Size | 7.16 acres (311,890 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,166 (2025) |
| Deeds & Mortgages | Nov 2017 Mortgage Jun 2020 Mortgage + 1 more |
| Flood Zone | Zone D (undetermined) |
| APN | 109-381-02-00 |
| Primary APN | 109-381-02-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,812 sqft Living Area |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Lot Area | 311,890 sqft |
| Parking Spaces | 3 Parking Spaces |
| Old Parcel Number | 1091005600 |
|---|---|
| Street Address | 13057 RANCHO HEIGHTS RD |
| City | PALA |
| State | CA |
| Zip | 92059-1825 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PAR 2 TR PM02852 |
| Legal Subdivision | PARCEL MAP NO 2852 |
| Legal Tract | 2852 |
| Legal Block | 2 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | PAUMA VALLEY |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 19108 |
Source: San Diego County records · APN 109-381-02-00
Assessment roll updated July 28, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 13057 RANCHO HEIGHTS RD, PALA, CA 92059-1825 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 16, 2017 | Deed of Trust, Mortgage · ARM US BANK NA |
| Jun 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage COMMERCE HOME MORTGAGE LLC |
| Aug 05, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SAN DIEGO COUNTY CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 22, 2008 |
| Deed Sale | May 22, 2008 |
| Deed Document Number | 2008276137 |
| Last Transfer Date | May 18, 2016 |
| Transfer Doc | 0000254748 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 13057 RANCHO HEIGHTS RD, PALA, CA 92059-1825 |
| Transaction Type | Mortgage |
| Record Updated | Jun 21, 2022 |
| Title Company | TICOR TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000534365 |
|---|---|
| Date | Nov 16, 2017 |
| Instrument | 2017-0534365 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.12% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Dec 01, 2027 |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 9.12% |
| Index | 1-Year CMT |
| Max Rate | 9.12% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 13057 RANCHO HEIGHTS RD, PALA, CA 92059-1825 |
| Transaction Type | Mortgage |
| Record Updated | Jun 21, 2022 |
| Title Company | SYNRGO |
| Name | Verified Name |
|---|
| Document Number | 0000343638 |
|---|---|
| Date | Jun 30, 2020 |
| Instrument | 2020-0343638 |
| Name | COMMERCE HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92606 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 13057 RANCHO HEIGHTS RD, PALA, CA 92059-1825 |
| Transaction Type | Mortgage |
| Record Updated | Jun 21, 2022 |
| Title Company | WFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO OF CA SAN DIEGO |
| Name | Verified Name |
|---|---|
| Address | 13057 RANCHO HEIGHTS RD, PALA, CA 92059-1825 |
| Document Number | 0000559604 |
|---|---|
| Date | Aug 05, 2021 |
| Instrument | 2021-0559604 |
| Name | SAN DIEGO COUNTY CU |
|---|---|
| Type | Credit Union |
| Address | SAN DIEGO, CA 92196 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2051 |
Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | Valley Center-Pauma Unified School District (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $491,068 (+2%) Land $124,691 Building $366,377 | |
| 2025 | $5,166.00 (+2.38%) Homeowner's exemption | $481,441 (+4.04%) Land $122,247 Building $359,194 |
| 2023 | $5,046.00 (+1.47%) Homeowner's exemption | $462,747 Land $117,500 Building $345,247 |
| 2022 | $4,973.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone D |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Undetermined not studied |
| 500-Year Floodplain | No |
| Wildfire Risk | Extreme above 99% of the US · above 96% of California |
|---|---|
| Wildfire Likelihood | About 1 in 24 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values are read at the parcel center point; lenders make the official flood determination.
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