San Diego County property record for 12951 Rancho Heights Rd, Pala, CA 92059
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,720 sqft · built 2003 |
| Lot Size | 13.8 acres (603,742 sqft) |
| Owner | Individual Name on File |
| Last Sale | $775,000 (Feb 2021) |
| Tax Bill | $9,147 (2025) |
| Deeds & Mortgages | Sep 2019 Mortgage Apr 2018 Mortgage + 2 more |
| Flood Zone | Zone D (undetermined) |
| APN | 109-381-01-00 |
| Primary APN | 109-381-01-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,720 sqft Living Area |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Lot Area | 603,742 sqft |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 1091005500 |
|---|---|
| Street Address | 12951 RANCHO HEIGHTS RD |
| City | PALA |
| State | CA |
| Zip | 92059-1846 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A70 |
| Legal Description | PAR 1 TR PM02852 |
| Legal Subdivision | PARCEL MAP NO 2852 |
| Legal Tract | 2852 |
| Legal Block | 2 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | PAUMA VALLEY |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 19108 |
Source: San Diego County records · APN 109-381-01-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12951 RANCHO HEIGHTS RD, PALA, CA 92059-1846 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 11, 2019 | Deed of Trust, Mortgage · Conventional Mortgage ANCHOR FUNDING INC |
| Apr 27, 2018 | Deed of Trust, Mortgage · Conventional Mortgage ANCHOR FUNDING INC |
| Feb 19, 2021 | Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jun 05, 2017 | Quit Claim Deed, Transfer MERGE ESCROW LLC, ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 19, 2021 · Amount on Record |
| Deed Sale | Feb 19, 2021 · Amount on Record |
| Prior Sale | Dec 09, 1999 · Amount on Record |
| Deed Document Number | 2021131941 |
| Prior Transfer Date | Jun 05, 2017 |
| Prior Transfer Doc | 0000250977 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 12951 RANCHO HEIGHTS RD, PALA, CA 92059-1846 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | WESTERN RESOURCES TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000395810 |
|---|---|
| Date | Sep 11, 2019 |
| Instrument | 2019-0395810 |
| Name | ANCHOR FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 12951 RANCHO HEIGHTS RD, PALA, CA 92059-1846 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | WESTERN RESOURCES TITLE COMP |
| Name | Verified Name |
|---|
| Document Number | 0000168714 |
|---|---|
| Date | Apr 27, 2018 |
| Instrument | 2018-0168714 |
| Name | ANCHOR FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Feb 19, 2021 |
| Property Address | 12951 RANCHO HEIGHTS RD, PALA, CA 92059-1846 |
| Document Number | 0000131941 |
| Instrument Date | Feb 01, 2021 |
| Instrument | 2021-0131941 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12951 RANCHO HEIGHTS RD, PALA, CA 92059-1846 |
| Document Number | 0000131942 |
|---|---|
| Date | Feb 19, 2021 |
| Instrument | 2021-0131942 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jun 05, 2017 |
| Property Address | 12951 RANCHO HEIGHTS RD, PALA, CA 92059-1846 |
| Document Number | 0000250977 |
| Instrument Date | Jun 05, 2017 |
| Instrument | 250977 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2020 |
| Title Company | MERGE ESCROW LLC, ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 12951 RANCHO HEIGHTS RD PALA CA 920591846, PALA, CA 92059-1846 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | Valley Center-Pauma Unified School District (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $855,658 (+2%) Land $165,236 Building $690,422 | |
| 2025 | $9,147.00 (+2.11%) | $838,882 (+4.04%) Land $161,997 Building $676,885 |
| 2023 | $8,958.00 (+1.44%) | $806,308 Land $155,707 Building $650,601 |
| 2022 | $8,831.00 |
Source: FEMA National Flood Hazard Layer as of September 3, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Extreme above 99.5% of the US · above 96% of California |
|---|---|
| Wildfire Likelihood | 5% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| MJM Telecom Fixed Wireless | 100 / 25 |
Based on FCC filings for 14 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | RAINBOW MUNICIPAL WD serves 23,536 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2023 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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