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12747 Rancho Heights Rd, Pala, CA 92059 Property Records

San Diego County property record for 12747 Rancho Heights Rd, Pala, CA 92059 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 4 ba · 4,027 sqft · built 2002
Lot Size7.06 acres (307,969 sqft)
OwnerCompany Name on File
Last Sale$765,000 (May 2020)
Tax Bill$8,936 (2025)
Deeds & MortgagesJan 2022 Line of Credit
Feb 2022 Transfer
+ 3 more
Flood ZoneZone D (undetermined)
APN109-402-24-00

Property Details

APN / Parcel Number

Primary APN109-402-24-00

Interior

Bedrooms3 Beds
Full Baths4 Baths
Building Area4,027 sqft Living Area
Gross Area3,476 sqft

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Architectural StyleMulti-Family
Lot Area307,969 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address12747 RANCHO HEIGHTS RD
CityPALA
StateCA
Zip92059-1827
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPAR 3 TR PM17648
Legal SubdivisionPALA
Legal Tract1017648
Legal Block2
JurisdictionSAN DIEGO CA
Township / Civil DivisionPAUMA VALLEY
Census Block Group2
Census Block2008
Census Tract19108

Owner

Source: San Diego County records · APN 109-402-24-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address12747 RANCHO HEIGHTS RD, PALA, CA 92059-1827
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Living Trust

Deeds, Mortgages & Sale History

DateDocument
Jan 27, 2022Deed of Trust, Mortgage · Line of Credit
THIRD FSLA OF CLEVELAND
Feb 02, 2022Intrafamily Transfer, Transfer
Nov 09, 2021Intrafamily Transfer, Transfer
Dec 30, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
May 04, 2020Grant Deed, Transfer · Conventional Mortgage
FREMONT BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 04, 2020 · Amount on Record
Deed SaleMay 04, 2020 · Amount on Record
Prior SaleJan 22, 2010 · Amount on Record
Deed Document Number2020224729
Last Transfer DateNov 29, 2021
Transfer Doc0000050188
Record UpdatedSep 20, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address12747 RANCHO HEIGHTS RD, PALA, CA 92059-1827
Transaction TypeMortgage
Record UpdatedFeb 04, 2022
Title CompanyTITLE 365, TITLE365

Transferred To (Grantee/Buyer)

NameVerified Name
Address12747 RANCHO HEIGHTS RD, PALA, CA 92059-1827

Mortgage

Document Number0000039387
DateJan 27, 2022
Instrument2022-0039387
Lender
NameTHIRD FSLA OF CLEVELAND
TypeBank
AddressCLEVELAND, OH 44105
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJan 19, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateFeb 02, 2022
Property Address12747 RANCHO HEIGHTS RD, PALA, CA 92059-1827
Document Number0000050188
Map ReferenceMAP 17648
Instrument DateNov 29, 2021
Instrument2022-0050188
Transaction TypeTransfer
Record UpdatedJun 07, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Living Trust
Address1277 RACHO HEIGHTS RD, PALA, CA 92059

November 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateNov 09, 2021
Property Address12747 RANCHO HEIGHTS RD, PALA, CA 92059-1827
Document Number0000777066
Map ReferenceMAP 17648
Instrument DateNov 08, 2021
Instrument2021-0777066
Transaction TypeTransfer
Record UpdatedNov 17, 2021

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address12747 RANCHO HEIGHTS RD, PALA, CA 92059-1827

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address12747 RANCHO HEIGHTS RD, PALA, CA 92059-1827
Transaction TypeMortgage
Record UpdatedAug 24, 2021
Title CompanySTEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address12747 RANCHO HEIGHTS RD, PALA, CA 92059-1827

Mortgage

Document Number0000845581
DateDec 30, 2020
Instrument2020-0845581
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2051

May 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateMay 04, 2020
Property Address12747 RANCHO HEIGHTS RD, PALA, CA 92059-1827
Document Number0000224729
Instrument DateMar 19, 2020
Instrument2020-0224729
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanySTEWART TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address12747 RANCHO HEIGHTS RD, PALA, CA 92059-1827

Mortgage

Document Number0000224730
DateMay 04, 2020
Instrument2020-0224730
Lender
NameFREMONT BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2050

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictValley Center-Pauma Unified School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$853,366 (+2%) Land $184,057 Building $669,309
2025$8,936.00 (+3.23%) Homeowner's exemption$836,635 (+4.04%) Land $180,449 Building $656,186
2023$8,656.00 (+0.62%) Homeowner's exemption$804,149 Land $173,443 Building $630,706
2022$8,603.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone D
Flood HazardUndetermined
not studied
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskExtreme
above 100% of the US · above 97% of California
Wildfire LikelihoodAbout 1 in 22 per year
ExposureDirect
burnable vegetation at the parcel

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; lenders make the official flood determination.

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