1317 Pine Bluff Dr, Saint Charles, MO 63304 Property Records

St. Charles County property record for 1317 Pine Bluff Dr, Saint Charles, MO 63304

Property Summary

Property Type	Condominium
Details	2 bd · 3 ba · 2,731 sqft · built 2001
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on File
Last Sale	$295,260 (Apr 2022)
Tax Bill	$3,405 (2025)
Deeds & Mortgages	Apr 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`T011100013`

Property Details

APN / Parcel Number

Primary APN	`T011100013`
Alternative APN	`3-0016-8443-00-003C.0000000`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,731 sqft Living Area
Gross Area	3,294 sqft
1st Floor Area	1,446 sqft
Basement Area	1,428 sqft
Finished Basement	1,285 sqft
Unfinished Basement	143 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Spanish
Exterior Material	Brick/Stone
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	160 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T011100013
Street Address	1317 PINE BLUFF DR
City	SAINT CHARLES
State	MO
Zip	63304-8785
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	PINE BLUFF VILLAS LOT 3C
Legal Subdivision	PINE BLUFF VILLAS
Legal Lot Number	3C
Jurisdiction	ST CHARLES MO
Township / Civil Division	COTTLEVILLE
Census Block Group	4
Census Block	4001
Census Tract	311122

Owner

Source: St. Charles County records · APN T011100013

Assessment roll updated August 13, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1317 PINE BLUFF DR, SAINT CHARLES, MO 63304-8785
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 28, 2022 · Amount on Record
Deed Sale	Apr 28, 2022 · Amount on Record
Prior Sale	Mar 25, 2002
Deed Document Number	202224414
Prior Transfer Date	Nov 17, 2003
Prior Transfer Doc	0001691980
Record Updated	Sep 20, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Apr 28, 2022
Property Address	1317 PINE BLUFF DR, SAINT CHARLES, MO 63304-8785
Document Number	0000024414
Map Reference	MB 37 PG 271
Instrument Date	Apr 25, 2022
Instrument	2022R-024414
Transaction Type	Transfer
Record Updated	Jan 17, 2024
Title Company	SYNERGY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3390 VENTURE CT, DUBUQUE, IA 52002-2875

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1317 PINE BLUFF DR, SAINT CHARLES, MO 63304-8785

Mortgage

Document Number	0000024416
Date	Apr 28, 2022
Instrument	2022R-024416

Lender

Name	DAS ACQUISITION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2052

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated August 13, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,405.00	$57,330 (+10.91%)	$301,739 (+10.91%) Building $301,739
2023		$51,690
2022			$272,052 Building $272,052

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 25, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low lower than 95% of the US · lower than 93% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 283 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.