St. Charles County property record for 1313 Pine Bluff Dr, Saint Charles, MO 63304
| Property Type | Row House |
|---|---|
| Details | 2 bd · 2 ba · 1,527 sqft · built 2001 |
| Lot Size | 0.139 acres (6,098 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $300,000 (Feb 2023) |
| Deeds & Mortgages | Feb 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | T011100011 |
| Primary APN | T011100011 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,527 sqft Living Area |
| 1st Floor Area | 1,527 sqft |
| Basement Area | 1,473 sqft |
| Finished Basement | 216 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Single |
| Year Built | Built 2001 |
|---|---|
| Architectural Style | Spanish |
| Exterior Material | Brick Veneer |
| Lot Area | 6,098 sqft (0.139 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 35 sqft |
| Deck Area | 160 sqft |
| Patio Area | 160 sqft |
| Account Number | T011100011 |
|---|---|
| Old Parcel Number | T011100011 |
| Street Address | 1313 PINE BLUFF DR |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63304-8785 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Row House |
| Legal Description | PINE BLUFF VILLAS LOT 3A |
| Legal Subdivision | PINE BLUFF VILLAS |
| Legal Lot Number | 3A |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | COTTLEVILLE |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 311122 |
Source: St. Charles County records, as of January 16, 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1313 PINE BLUFF DR, SAINT CHARLES, MO 63304-8785 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 1, 2023 · Amount on Record |
| Deed Sale | Feb 1, 2023 · Amount on Record |
| Prior Sale | Mar 7, 2002 · Amount on Record |
| Deed Document Number | 0020233809 |
| Deed Book / Page | 2023 / 3809 |
| Record Updated | Jun 7, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Feb 1, 2023 |
| Property Address | 1313 PINE BLUFF DR, SAINT CHARLES, MO 63304-8785 |
| Document Number | 0000003809 |
| Map Reference | MB 37 PG 270 |
| Instrument Date | Jan 26, 2023 |
| Instrument | 2023R-003809 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2024 |
| Title Company | INVESTORS TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 154 ESTES DR, SAINT CHARLES, MO 63304-5509 |
| Name | Verified Name |
|---|---|
| Address | 1313 PINE BLUFF DR, SAINT CHARLES, MO 63304-8785 |
| Document Number | 0000003810 |
|---|---|
| Date | Feb 1, 2023 |
| Instrument | 2023R-003810 |
| Name | STIFEL BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.37% |
| Type Change Date | Feb 1, 2030 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 10.3% |
| Index | Other |
| Margin | 3 |
| Max Rate | 10.3% |
Source: St. Charles County assessment roll, as of July 1, 2023
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Francis Howell R-III School District (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2023 | $52,051 | |
| 2022 | $273,953 Building $273,953 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 93% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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