1320 Pine Bluff Dr, Saint Charles, MO 63304 Property Records

St. Charles County property record for 1320 Pine Bluff Dr, Saint Charles, MO 63304

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,605 sqft · built 2002
Lot Size	0.11 acres (4,792 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,237 (2024)
Deeds & Mortgages	Dec 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`T011100053`

Property Details

APN / Parcel Number

Primary APN	`T011100053`
Alternative APN	`3-0016-8443-00-017B.0000000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,605 sqft Living Area
Gross Area	3,617 sqft
1st Floor Area	1,605 sqft
Basement Area	1,571 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Spanish
Exterior Material	Brick/Stone
Lot Area	4,792 sqft (0.11 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Patio Area	336 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T011100053
Street Address	1320 PINE BLUFF DR
City	SAINT CHARLES
State	MO
Zip	63304-8784
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	PINE BLUFF VILLAS LOT 17B
Legal Subdivision	PINE BLUFF VILLAS
Legal Lot Number	17B
Jurisdiction	ST CHARLES MO
Township / Civil Division	COTTLEVILLE
Census Block Group	4
Census Block	4004
Census Tract	311122

Owner

Source: St. Charles County assessment roll, APN T011100053, as of August 13, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1320 PINE BLUFF DR, SAINT CHARLES, MO 63304-8784
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 17, 2019
Deed Sale	Dec 17, 2019
Prior Sale	Nov 16, 2004 · Amount on Record
Deed Document Number	2019724720
Deed Book / Page	7200 / 733
Prior Transfer Date	Dec 11, 2019
Prior Transfer Doc	0072000731
Record Updated	Jun 08, 2026

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Dec 17, 2019
Property Address	1320 PINE BLUFF DR, SAINT CHARLES, MO 63304-8784
Document Number	0072000731
Book / Page	007200 / 000731
Instrument Date	Dec 11, 2019
Instrument	724710
Transaction Type	Transfer
Record Updated	Feb 03, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1320 PINE BLUFF DR ST CHARLES MO 633048784, ST CHARLES, MO 63304-8784

Tax Assessment & Valuation

Source: St. Charles County assessment roll as of August 13, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$59,580 (+10.08%)	$313,577 (+10.08%) Building $313,577
2024	$3,237.00 (+7.47%)
2023		$54,123 (+15.67%)
2022	$3,012.00	$46,789	$284,860 (+15.67%) Building $284,860
2021			$246,260

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), as of August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833111224, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low lower than 95% of the US · lower than 93% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 283 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MO6010716, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.