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1312 Pine Bluff Dr, Saint Charles, MO 63304 Property Records

St. Charles County property record for 1312 Pine Bluff Dr, Saint Charles, MO 63304

Property Summary

Property TypeCondominium
Details3 bd · 3 ba · 1,678 sqft · built 2000
Lot Size0.13 acres (5,663 sqft)
OwnerIndividual Name on Record
Last Sale$206,300 (Jan 2020)
Deeds & MortgagesJan 2020 Sale
Jan 2020 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APNT011100045

Property Details

APN / Parcel Number

Primary APNT011100045
Alternative APN
  • 3-0016-8443-00-014C.0000000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area3,078 sqft Living Area
Gross Area3,743 sqft
1st Floor Area1,678 sqft
Basement Area1,624 sqft
Finished Basement1,400 sqft
Unfinished Basement224 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Architectural StyleSpanish
Exterior MaterialBrick/Stone
Lot Area5,663 sqft (0.13 acres)
Garage TypeAttached
Garage Area441 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area196 sqft

Utilities, Heating & Cooling

Heating FuelGas
SewerConnected

Location & Zoning

Account NumberT011100045
Street Address1312 PINE BLUFF DR
CitySAINT CHARLES
StateMO
Zip63304-8783
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionPINE BLUFF VILLAS LOT 14C
Legal SubdivisionPINE BLUFF VILLAS
Legal Lot Number14C
JurisdictionST CHARLES MO
Township / Civil DivisionCOTTLEVILLE
Census Block Group4
Census Block4001
Census Tract311122

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1312 PINE BLUFF DR, SAINT CHARLES, MO 63304-8783
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 17, 2020Warranty Deed, Transfer
TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC
Jan 17, 2020Warranty Deed, Transfer
TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC
Jan 17, 2020Warranty Deed, Transfer
OTHER INSTITUTIONAL LENDERS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 17, 2020 · Amount on Record
Deed SaleJan 17, 2020 · Amount on Record
Prior SaleJan 17, 2020
Deed Document Number202034100
Deed Book / Page7217 / 1225
Record UpdatedOct 29, 2026

January 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateJan 17, 2020
Property Address1312 PINE BLUFF DR, SAINT CHARLES, MO 63304-8783
Document Number0072171225
Book / Page007217 / 001225
Instrument DateJan 15, 2020
Instrument34100
Transaction TypeTransfer
Record UpdatedFeb 18, 2020
Title CompanyTITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1312 PINE BLUFF DR ST CHARLES MO 633048783, ST CHARLES, MO 63304-8783

January 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateJan 17, 2020
Property Address1312 PINE BLUFF DR, SAINT CHARLES, MO 63304-8783
Document Number0072171223
Book / Page007217 / 001223
Instrument DateJan 15, 2020
Instrument34090
Transaction TypeTransfer
Record UpdatedFeb 18, 2020
Title CompanyTITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1312 PINE BLUFF DR ST CHARLES MO 633048783, ST CHARLES, MO 63304-8783

January 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateJan 17, 2020
Property Address1312 PINE BLUFF DR, SAINT CHARLES, MO 63304-8783
Document Number0072171221
Book / Page007217 / 001221
Instrument DateJan 7, 2020
Instrument34080
Transaction TypeTransfer
Record UpdatedFeb 18, 2020
Title CompanyTITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1312 PINE BLUFF DR ST CHARLES MO 633048783, ST CHARLES, MO 63304-8783

Mortgage

Document Number72171227
DateJan 17, 2020
Book Page007217/001227
Instrument34110
Lender
NameOTHER INSTITUTIONAL LENDERS
TypeBank
AddressSAINT LOUIS, MO 63127
Agreement
AmountAmount Recorded
Term360 Months
DueJan 16, 2050

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
Unified School DistrictFrancis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2026$65,337 (+9.75%)$343,878 (+9.75%) Building $343,878
2023$59,532
2022$313,326 Building $313,326

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 93% of Missouri
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMO AMERICAN ST LOUIS ST CHARLES COUNTIES
private · serves 1,111,000 people · EPA ID MO6010716
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

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