1321 Pine Bluff Dr, Saint Charles, MO 63304 Property Records

St. Charles County property record for 1321 Pine Bluff Dr, Saint Charles, MO 63304 · Last verified March 2026

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 1,491 sqft · built 2003
Lot Size0.11 acres (4,792 sqft)
OwnerIndividual Name on File
Last Sale$190,000 (Jul 2006)
Tax Bill$3,327 (2025)
Deeds & MortgagesJul 2019 Mortgage
Flood ZoneZone X (minimal risk)
APNT011100015

Property Details

APN / Parcel Number

Primary APNT011100015
Alternative APN
  • 3-0016-8443-00-004B.0000000

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Stories1 Story
Building Area1,491 sqft Living Area
1st Floor Area1,491 sqft
Basement Area1,491 sqft
Fireplaces2 Fireplaces
FireplaceSingle

Exterior

Year BuiltBuilt 2003
Architectural StyleSpanish
Exterior MaterialBrick/Stone
Lot Area4,792 sqft (0.11 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area48 sqft
Patio Area64 sqft

Location & Zoning

Account NumberT011100015
Old Parcel NumberT011100015
Street Address1321 PINE BLUFF DR
CitySAINT CHARLES
StateMO
Zip63304-8785
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionPINE BLUFF VILLAS LOT 4B
Legal SubdivisionPINE BLUFF VILLAS
Legal Lot Number4B
JurisdictionST CHARLES MO
Township / Civil DivisionCOTTLEVILLE
Census Block Group4
Census Block4001
Census Tract311122

Owner

Source: St. Charles County records · APN T011100015

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1321 PINE BLUFF DR, SAINT CHARLES, MO 63304-8785
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 14, 2006 · Amount on Record
Deed SaleJul 14, 2006 · Amount on Record
Prior SaleNov 20, 2003
Deed Document Number0045301601
Deed Book / Page4530 / 1601
Record UpdatedJun 08, 2026

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address1321 PINE BLUFF DR, SAINT CHARLES, MO 63304-8785
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyTITLE SOURCE INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0071082041
DateJul 22, 2019
Book Page7108/2041
Instrument20190722000372530
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2049

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
Unified School DistrictFrancis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,327.00$56,010 (+7.36%)$294,791 (+7.36%)
2023$52,168
2022$274,571 Building $274,571

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833111224, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskLow
above 5% of the US · above 7% of Missouri
Wildfire LikelihoodAbout 1 in 6,250 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 283 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
AT&TDSL100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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