1316 Ryan St, Clermont, FL 34711 Property Records

Lake County property record for 1316 Ryan St, Clermont, FL 34711

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,075 sqft · built 1972
Lot Size	0.224 acres (9,750 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,083 (2025)
Deeds & Mortgages	Sep 2026 Sale Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25-22-25-0500-000-03100`

Property Details

APN / Parcel Number

Primary APN	`25-22-25-0500-000-03100`
Alternative APN	`1789699`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,075 sqft Living Area
Gross Area	1,885 sqft
1st Floor Area	1,075 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 2021
Exterior Material	Concrete Block
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	9,750 sqft (0.224 acres)
Lot Dimensions	130 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	592 sqft
Deck Area	Deck Area
Patio Area	160 sqft
Utility Building	698 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1789699
Street Address	1316 RYAN ST
City	CLERMONT
State	FL
Zip	34711-3050
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	CLERMONT HIGHLAND ESTATES N 1/2 OF LOT 31 LOT 32 PB 6 PG 107 ORB 3215 PG 372 ORB 5323 PG 854
Legal Range	25E
Legal Township	22S
Legal Section	25
Legal Subdivision	CLERMONT HIGHLAND ESTATES
Legal Tract	0500
Legal Lot Number	31
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	1
Census Block	1019
Census Tract	31313

Owner

Source: Lake County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1316 RYAN ST, CLERMONT, FL 34711-3050
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Sep 8, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
Aug 8, 2019	Quit Claim Deed, Transfer · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 8, 2019
Deed Sale	Aug 8, 2019
Prior Sale	Jul 19, 2006 · Amount on Record
Deed Document Number	201989251
Deed Book / Page	5323 / 854
Last Transfer Date	Sep 15, 2026
Transfer Doc	0000114231
Record Updated	Oct 29, 2026

September 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	LAKE FL
Recording Date	Sep 16, 2026
Property Address	1316 RYAN ST, CLERMONT, FL 34711-3050
Document Number	0000114231
Book / Page	6813 / 1584
Instrument Date	Sep 15, 2026
Instrument	2026114231
Transaction Type	Transfer
Record Updated	Sep 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$70.70
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	1316 RYAN ST, CLERMONT, FL 34711-3050

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	1316 RYAN ST, CLERMONT, FL 34711-3050
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0055381680
Date	Sep 8, 2020
Book Page	5538/1680
Instrument	2020098656

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE FL
Recording Date	Aug 8, 2019
Property Address	1316 RYAN ST, CLERMONT, FL 34711-3050
Document Number	0053230854
Book / Page	005323 / 000854
Instrument Date	Jul 31, 2019
Instrument	89251
Transaction Type	Transfer
Record Updated	Aug 23, 2019
Title Company	AMROCK INC

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1316 RYAN ST CT CLERMONT FL 34711, CLERMONT, FL 34711

Mortgage

Document Number	53230858
Date	Aug 8, 2019
Book Page	005323/000858
Instrument	89252

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 7, 2039

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Clermont City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$114,250 (+2.7%)	$279,266 (-0.01%) Land $112,500 Building $166,766
2025	$1,083.00 (+2.27%)	$111,250 (+5.97%)	$279,289 (+16.48%) Land $112,500 Building $166,789
2024	$1,059.00 (+3.72%)
2023	$1,021.00 (+4.93%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$104,980 (+2.99%)	$239,784 (+23.12%) Land $90,000 Building $149,784
2022	$973.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$101,930	$194,761 Land $45,000 Building $149,761

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT EAST WATER SYSTEM (2 WPS) serves 39,279 people · EPA ID FL3354779
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: AT&T, T-Mobile, Xfinity.

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