1270 Ryan St, Clermont, FL 34711 Property Records

Lake County property record for 1270 Ryan St, Clermont, FL 34711

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,784 sqft · built 1972
Lot Size	0.223 acres (9,750 sqft)
Owner	Individual Name on Record
Last Sale	$199,900 (Dec 2017)
Tax Bill	$2,218 (2024)
Deeds & Mortgages	Aug 2023 Line of Credit Oct 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`25-22-25-0500-000-03400`

Property Details

APN / Parcel Number

Primary APN	`25-22-25-0500-000-03400`
Alternative APN	`1789702`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,784 sqft Living Area
1st Floor Area	1,784 sqft
Fireplaces	1 Fireplace
Fireplace	Single

Exterior

Year Built	Built 1972
Effective Year Built	Effective 2020
Exterior Material	Brick
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	9,750 sqft (0.223 acres)
Lot Dimensions	130 ft deep x 75 ft wide
Porch	Open Porch
Porch Area	120 sqft
Patio Area	108 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1789702
Street Address	1270 RYAN ST
City	CLERMONT
State	FL
Zip	34711-3048
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CLERMONT HIGHLAND ESTATES N 1/2 OF LOT 34 LOT 35 PB 6 PG 107 ORB 5041 PG 491 ORB 6489 PG 363
Legal Range	25E
Legal Township	22S
Legal Section	25
Legal Subdivision	CLERMONT
Legal Tract	500
Legal Lot Number	34-35
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	1
Census Block	1019
Census Tract	31313

Owner

Source: Lake County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1270 RYAN ST, CLERMONT, FL 34711-3048
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2023	Deed of Trust, Mortgage · Line of Credit SEACOAST NATIONAL BANK
Oct 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
Dec 15, 2017	Special Warranty Deed, Transfer · Conventional Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU
Aug 25, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 15, 2017 · Amount on Record
Deed Sale	Dec 15, 2017 · Amount on Record
Prior Sale	Dec 15, 2017 · Amount on Record
Deed Document Number	0050410491
Deed Book / Page	5041 / 0491
Last Transfer Date	Mar 11, 2025
Transfer Doc	0064890363
Record Updated	Jun 8, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	1270 RYAN ST, CLERMONT, FL 34711-3048
Transaction Type	Mortgage
Record Updated	Aug 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1270 RYAN ST, CLERMONT, FL 34711-3048

Mortgage

Document Number	0061961658
Date	Aug 17, 2023
Book Page	6196/1658
Instrument	2023100886

Lender

Name	SEACOAST NATIONAL BANK
Type	Bank
Address	34955

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 4, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	1270 RYAN ST, CLERMONT, FL 34711-3048
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1270 RYAN ST, CLERMONT, FL 34711-3048

Mortgage

Document Number	0055600469
Date	Oct 9, 2020
Book Page	5560/469
Instrument	2020113178

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
Type	Mortgage Company
Address	CORONA, CA 92879

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

December 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Dec 15, 2017
Property Address	1270 RYAN ST, CLERMONT, FL 34711-3048
Document Number	0050410491
Book / Page	5041 / 0491
Map Reference	MB 6 PG 107
Instrument Date	Dec 14, 2017
Instrument	2017134018
Transaction Type	Transfer
Record Updated	Jan 11, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,399.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4700 MILLENIA BLVD, 4700, EDGEWOOD, FL 32839-6013

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	754 PITT ST, CLERMONT, FL 34711-2667

Mortgage

Document Number	2017134019
Date	Dec 15, 2017
Instrument	2017134019

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Aug 25, 2017
Property Address	1270 RYAN ST, CLERMONT, FL 34711-3048
Document Number	0049921104
Book / Page	004992 / 001104
Instrument Date	Aug 23, 2017
Instrument	92627
Transaction Type	Transfer
Record Updated	Sep 15, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$938.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 12690 CLERMONT FL 34712, CLERMONT, FL 34712

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Clermont City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$200,180 (+5.98%) Land $112,500 Building $87,680	$333,349 (+14.45%) Land $112,500 Building $220,849
2024	$2,218.00 (-13.43%)
2023	$2,562.00 (+3.43%) Homeowner's exemption	$188,880 (+3%)	$291,274 (+18.27%) Land $90,000 Building $201,274
2022	$2,477.00 Homeowner's exemption	$183,380	$246,274 Land $45,000 Building $201,274

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT EAST WATER SYSTEM (2 WPS) serves 39,279 people · EPA ID FL3354779
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: AT&T, T-Mobile, Xfinity.

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