1308 Ryan St, Clermont, FL 34711 Property Records

Lake County property record for 1308 Ryan St, Clermont, FL 34711

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,368 sqft · built 1972
Lot Size	0.224 acres (9,750 sqft)
Owner	2 Individual Names on Record
Last Sale	$230,000 (Apr 2021)
Tax Bill	$2,548 (2024)
Deeds & Mortgages	Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-22-25-0500-000-03300`

Property Details

APN / Parcel Number

Primary APN	`25-22-25-0500-000-03300`
Alternative APN	`1620104`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,368 sqft Living Area
1st Floor Area	1,368 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 2021
Exterior Material	Concrete Block
Construction Type	Frame
Roof Material	Metal
Lot Area	9,750 sqft (0.224 acres)
Lot Dimensions	130 ft deep x 75 ft wide
Porch	Finished/Open Porch
Porch Area	140 sqft
Utility Building	480 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1620104
Street Address	1308 RYAN ST
City	CLERMONT
State	FL
Zip	34711-3050
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	CLERMONT HIGHLAND ESTATES LOT 33 S 1/2 OF LOT 34 PB 6 PG 107 ORB 5681 PG 1751 ORB 6503 PG 389
Legal Range	25E
Legal Township	22S
Legal Section	25
Legal Subdivision	CLERMONT HIGHLAND ESTATES
Legal Tract	0500
Legal Lot Number	33
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	1
Census Block	1019
Census Tract	31313

Owner

Source: Lake County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1308 RYAN ST, CLERMONT, FL 34711-3050
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 7, 2021 · Amount on Record
Deed Sale	Apr 7, 2021 · Amount on Record
Prior Sale	Dec 22, 1993 · Amount on Record
Deed Document Number	202147431
Deed Book / Page	5681 / 1751
Last Transfer Date	Mar 25, 2025
Transfer Doc	0065030389
Record Updated	Jun 8, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Apr 7, 2021
Property Address	1308 RYAN ST, CLERMONT, FL 34711-3050
Document Number	0056811751
Book / Page	5681 / 1751
Map Reference	MB 6 PG 107
Instrument Date	Mar 31, 2021
Instrument	2021047431
Transaction Type	Transfer
Record Updated	May 18, 2023
Title Company	METES AND BOUND TITLE COMPANY, METES & BOUNDS TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,610.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	25045 BETTON HL, LEESBURG, FL 34748-9448

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1308 RYAN ST, CLERMONT, FL 34711-3050

Mortgage

Document Number	0056811752
Date	Apr 7, 2021
Instrument	5681/1752

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Clermont City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$201,580 (+2.9%)	$280,117 (-) Land $112,500 Building $167,617
2025		$195,900 (+5.98%) Land $112,500 Building $83,400	$280,117 (+15.36%) Land $112,500 Building $167,617
2024	$2,548.00 (+2.29%)
2023	$2,491.00 (+3.4%) Homeowner's exemption Additional exemption filed	$184,840 (+3%)	$242,824 (+22.75%) Land $90,000 Building $152,824
2022	$2,409.00 Homeowner's exemption Additional exemption filed	$179,464	$197,824 Land $45,000 Building $152,824

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT EAST WATER SYSTEM (2 WPS) serves 39,279 people · EPA ID FL3354779
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: AT&T, T-Mobile, Xfinity.

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