1315 Scott St, El Cerrito, CA 94530 Property Records

Contra Costa County property record for 1315 Scott St, El Cerrito, CA 94530

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,072 sqft · built 1948
Lot Size	0.085 acres (3,700 sqft)
Owner	2 Company Names on Record
Last Sale	$550,000 (Jul 2007)
Tax Bill	$10,428 (2025)
Deeds & Mortgages	May 2023 Transfer Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`502-490-009-3`

Property Details

APN / Parcel Number

Primary APN	`502-490-009-3`
Alternative APN	`502-490-009`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,072 sqft Living Area
1st Floor Area	1,072 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1954
Lot Area	3,700 sqft (0.085 acres)
Garage Type	Attached
Garage Area	277 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	1315 SCOTT ST
City	EL CERRITO
State	CA
Zip	94530-2459
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	NORTH BERK TERR LOT 17 POR 16 BLK 5
Legal Subdivision	NORTH BERKELEY TERRACE
Legal Block	5
Legal Lot Number	17
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	1
Census Block	1012
Census Tract	387000

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1315 SCOTT ST, EL CERRITO, CA 94530-2459
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
May 15, 2023	Intrafamily Transfer, Transfer
Mar 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Mar 30, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 27, 2007 · Amount on Record
Deed Sale	Jul 27, 2007 · Amount on Record
Deed Document Number	2007216136
Last Transfer Date	May 9, 2023
Transfer Doc	0000045443
Record Updated	Oct 29, 2026

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	May 15, 2023
Property Address	1315 SCOTT ST, EL CERRITO, CA 94530-2459
Document Number	0000045443
Map Reference	MB 1 PG 26
Instrument Date	May 9, 2023
Instrument	2023-045443
Transaction Type	Transfer
Record Updated	May 24, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1315 SCOTT ST, EL CERRITO, CA 94530-2459

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1315 SCOTT ST, EL CERRITO, CA 94530-2459
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1315 SCOTT ST, EL CERRITO, CA 94530-2459

Mortgage

Document Number	0000095087
Date	Mar 30, 2021
Instrument	2021-095087

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2036

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1315 SCOTT ST, EL CERRITO, CA 94530-2459
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	STEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000095088
Date	Mar 30, 2021
Instrument	2021-095088

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	El Cerrito City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$736,862 (+2%) Land $489,682 Building $247,180
2025	$10,428.00 (+5.14%)	$722,415 (+4.04%) Land $480,081 Building $242,334
2023	$9,918.00 (+1.51%) Homeowner's exemption	$694,365 Land $461,440 Building $232,925
2022	$9,770.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 951 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Etheric Networks.

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