1321 Scott St, El Cerrito, CA 94530 Property Records

Contra Costa County property record for 1321 Scott St, El Cerrito, CA 94530

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,638 sqft · built 1949
Lot Size0.115 acres (5,000 sqft)
OwnerTrust Name on File
Last Sale$873,000 (Aug 2015)
Tax Bill$15,262 (2025)
Deeds & MortgagesNov 2025 Line of Credit
Flood ZoneZone X (minimal risk)
APN502-490-007-7

Property Details

APN / Parcel Number

Primary APN502-490-007-7
Alternative APN
  • 502-490-007

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,638 sqft Living Area
1st Floor Area1,638 sqft

Exterior

Year BuiltBuilt 1949
Effective Year BuiltEffective 1960
Lot Area5,000 sqft (0.115 acres)
Garage TypeAttached
Garage Area275 sqft
Parking Spaces1 Parking Space

Location & Zoning

Street Address1321 SCOTT ST
CityEL CERRITO
StateCA
Zip94530-2459
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionNORTH BERKELEY TERR LOTS 13 & 14 BLK 5
Legal SubdivisionNORTH BERKELEY TERRACE
Legal Block5
Legal Lot Number13,14
JurisdictionCONTRA COSTA CA
Township / Civil DivisionWEST CONTRA COSTA
Census Block Group1
Census Block1012
Census Tract387000

Owner

1321 Scott St is owner-occupied and held in a trust since August 2015.

Source: Contra Costa County records, as of July 14, 2026

Owner of RecordTrust Name on File
Mailing Address1321 SCOTT ST, EL CERRITO, CA 94530-2459
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 14, 2015 · Amount on File
Deed SaleAug 14, 2015 · Amount on File
Deed Document Number2015169379
Prior Transfer DateFeb 10, 1997
Prior Transfer Doc0000023363
Record UpdatedSep 20, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address1321 SCOTT ST, EL CERRITO, CA 94530-2459
Transaction TypeMortgage
Record UpdatedDec 2, 2025
Title CompanyATLANTIS TITLE COMPANY, ATLAS TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address1321 SCOTT ST, EL CERRITO, CA 94530-2459

Mortgage

Document Number0000130199
DateNov 19, 2025
Instrument2025- 130199
Lender
NameTECHNOLOGY CU
TypeCredit Union
AddressPO BOX 1409, SAN JOSE, CA 95109
Agreement
TypeLine of Credit
AmountAmount on Record
Term300 Months
DueNov 20, 2050
Interest
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 1321 Scott St was $15,262 with a homeowner's exemption.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
MunicipalityEl Cerrito City
Unified School DistrictWest Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,123,751 (+2%) Land $910,310 Building $213,441
2025$15,262.00 Homeowner's exemption$1,101,717 Land $892,461 Building $209,256
2023$14,637.00 (+1.35%) Homeowner's exemption$1,058,937 Land $857,806 Building $201,131
2022$14,442.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1321 Scott St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1321 Scott St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEAST BAY MUD
serves 1,468,000 people · EPA ID CA0110005
Water SourceSurface water
Last State InspectionDec 2021
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 951 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sonic Telecom
Fiber
10,000 / 10,000
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Unwired
Fixed Wireless
300 / 25
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Etheric Networks.

Nearby Properties on Scott St

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