1245 Scott St, El Cerrito, CA 94530 Property Records

Contra Costa County property record for 1245 Scott St, El Cerrito, CA 94530

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,561 sqft · built 1950
Lot Size	0.11 acres (4,800 sqft)
Owner	Individual Name on Record
Last Sale	$1,350,000 (Jan 2022)
Tax Bill	$17,380 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Jan 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`503-100-002-8`

Property Details

APN / Parcel Number

Primary APN	`503-100-002-8`
Alternative APN	`503-100-002`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,561 sqft Living Area
1st Floor Area	1,267 sqft
Basement Area	294 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1970
Lot Area	4,800 sqft (0.11 acres)
Garage Type	Attached
Garage Area	280 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	1245 SCOTT ST
City	EL CERRITO
State	CA
Zip	94530-2457
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	NORTH BERKELEY TERR POR LOT 1 BLK 4
Legal Subdivision	NORTH BERKELEY TERRACE
Legal Block	4
Legal Lot Number	1
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	2
Census Block	2001
Census Tract	387000

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1245 SCOTT ST, EL CERRITO, CA 94530-2457
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2021	Deed of Trust, Mortgage · Commercial Mortgage AGENT ANGEL LLC
Jan 14, 2022	Grant Deed, Transfer · Conventional Mortgage CHANGE LENDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 14, 2022 · Amount on Record
Deed Sale	Jan 14, 2022 · Amount on Record
Prior Sale	Jan 26, 2007 · Amount on Record
Deed Document Number	20229633
Prior Transfer Date	Jan 12, 2011
Prior Transfer Doc	0000018189
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1245 SCOTT ST, EL CERRITO, CA 94530-2457
Transaction Type	Mortgage
Record Updated	Nov 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1245 SCOTT ST, EL CERRITO, CA 94530-2457

Mortgage

Document Number	0000256332
Date	Sep 15, 2021
Instrument	2021-256332

Lender

Name	AGENT ANGEL LLC
Type	Non-Lending Institution
Address	IRVINE, CA 92612

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

January 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jan 14, 2022
Property Address	1245 SCOTT ST, EL CERRITO, CA 94530-2457
Document Number	0000009633
Map Reference	VOL 1 PG 26
Instrument Date	Jan 11, 2022
Instrument	2022-009633
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1245 SCOTT ST, EL CERRITO, CA 94530-2457

Mortgage

Document Number	0000009634
Date	Jan 14, 2022
Instrument	2022-009634

Lender

Name	CHANGE LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Type Change Date	Feb 1, 2027
Change Frequency	6 Months
Min Rate At Change	4.87%
Max Rate At Change	6.87%
Index	Other
Max Rate	9.87%

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	El Cerrito City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,227,000 (-2.7%) Land $908,890 Building $318,110
2025	$17,380.00 (-1.63%)	$1,261,000 (-2.25%) Land $934,000 Building $327,000
2023	$17,668.00 (+72.98%)	$1,290,000 Land $1,000,000 Building $290,000
2022	$10,214.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 951 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Etheric Networks.

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