1307 Scott St, El Cerrito, CA 94530 Property Records

Contra Costa County property record for 1307 Scott St, El Cerrito, CA 94530

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 3,045 sqft · built 1946
Lot Size0.287 acres (12,500 sqft)
Owner2 Individual Names on File
Last Sale$675,000 (Aug 2015)
Tax Bill$14,942 (2025)
Deeds & MortgagesOct 2019 Mortgage
Mar 2016 Mortgage
Flood ZoneZone X (minimal risk)
APN502-490-010-1

Property Details

APN / Parcel Number

Primary APN502-490-010-1
Alternative APN
  • 502-490-010

Interior

Bedrooms4 Beds
Full Baths4 Baths
Half Baths2 Half Baths
Total Rooms10 Rooms
Stories2 Stories
Building Area3,045 sqft Living Area
1st Floor Area2,396 sqft
2nd Floor Area649 sqft

Exterior

Year BuiltBuilt 1946
Effective Year BuiltEffective 1970
Lot Area12,500 sqft (0.287 acres)
Garage TypeAttached
Garage Area320 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemCentral

Location & Zoning

Street Address1307 SCOTT ST
CityEL CERRITO
StateCA
Zip94530-2459
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionNORTH BERKELEY TERR LOTS 18 TO 22 BLK 5
Legal SubdivisionNORTH BERKELEY TERRACE
Legal Block5
Legal Lot Number18-22
JurisdictionCONTRA COSTA CA
Township / Civil DivisionWEST CONTRA COSTA
Census Block Group1
Census Block1012
Census Tract387000

Owner

1307 Scott St is owned and occupied by two individuals who bought it in August 2015.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record2 Individual Names on File
Mailing Address1307 SCOTT ST, EL CERRITO, CA 94530-2459
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 17, 2019Deed of Trust, Mortgage
EXCELERATE CAP
Mar 1, 2016Deed of Trust, Mortgage · Conventional Mortgage
LINDA KAHN

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 4, 2015 · Amount on File
Deed SaleAug 4, 2015 · Amount on File
Deed Document Number2015161505
Prior Transfer DateJun 17, 2010
Prior Transfer Doc0000128419
Record UpdatedOct 29, 2026

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address1307 SCOTT ST, EL CERRITO, CA 94530-2459
Document Number0000182945
Instrument DateOct 17, 2019
Transaction TypeMortgage
Record UpdatedNov 5, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address1307 SCOTT ST EL CERRITO CA 945302459, EL CERRITO, CA 94530-2459

Mortgage

Document Number0000182945
DateOct 25, 2019
Instrument182945
Lender
NameEXCELERATE CAP
Address4000 MACARTHUR BLVD # 800, NEWPORT BEACH, CA 92660-2544
Agreement
AmountAmount on Record
Term480 Months
DueOct 24, 2059
Interest
Rate TypeAdjustable Rate
Rate6.02%

March 2016: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address1307 SCOTT ST, EL CERRITO, CA 94530-2459
Document Number0000176840
Instrument DateMar 1, 2016
Transaction TypeMortgage
Record UpdatedOct 2, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address1307 SCOTT ST EL CERRITO CA 945302459, EL CERRITO, CA 94530-2459

Mortgage

Document Number0000176840
DateSep 27, 2017
Instrument176840
Lender
NameLINDA KAHN
Address720 YORK ST # 107, SAN FRANCISCO, CA 94110-2148
Agreement
TypeConventional Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1307 Scott St was $14,942.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
MunicipalityEl Cerrito City
Unified School DistrictWest Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$954,306 (+2%) Land $513,171 Building $441,135
2025$14,942.00$935,595 Land $503,109 Building $432,486
2023$14,338.00 (+1.26%)$899,267 Land $483,574 Building $415,693
2022$14,159.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1307 Scott St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1307 Scott St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEAST BAY MUD
serves 1,468,000 people · EPA ID CA0110005
Water SourceSurface water
Last State InspectionDec 2021
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 951 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sonic Telecom
Fiber
10,000 / 10,000
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Unwired
Fixed Wireless
300 / 25
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Etheric Networks.

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